# PagSeguro / PagBank

**Canonical:** https://apis.io/providers/pagseguro/  
**Website:** https://pagbank.com.br/  
**APIs profiled:** 33

PagSeguro (operating consumer-facing under the PagBank brand) is one of Brazil's largest payment processors and digital-banking platforms. Originally spun out of UOL (Universo Online) and listed on the NYSE under PAGS, the company offers an end-to-end financial stack covering online payments, in-person card acceptance via the Moderninha and Minizinha terminal families, Pix instant payments, boleto, credit and debit cards, recurring subscriptions, marketplace split, payouts, account-as-a-service, and a digital bank with cards, credit, and investments. Its developer portal at developer.pagbank.com.br exposes a REST API surface (Orders, Charges, Public Keys, Checkout, Recurring, Connect/OAuth, Account Registration, EDI, Webhooks) backed by official SDKs in PHP, Java, Ruby, and .NET, plus WooCommerce, Magento/Adobe Commerce, and PrestaShop plugins.

## Kin Score — 35.1 / 100 (thin)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 35.1).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 49.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 48.7 |
| Developer Ergonomics | 29.8 |
| Commercial Clarity | 28.9 |
| Access Clarity | 28.9 |

Regulatory layer — **Payments**: 18.8 (matched via tags).

## Agent readiness — 36.2 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high).

## APIs (33)

- **PagBank Orders API** — Core REST surface for creating and managing orders and their associated charges across credit card, debit card with 3DS, boleto, and Pix. Covers capture, cancel, refund, fees re...
- **PagBank Checkout & Payment Link API** — Hosted checkout and shareable payment-link generation. Merchants create, activate, deactivate, and retrieve checkouts; PagBank renders the UI, handles payment-method selection a...
- **PagBank Public Keys API** — Issues the public keys used for client-side card encryption in PagBank's transparent checkout. Lets merchants tokenise card data in the browser so raw PAN never reaches their se...
- **PagBank Recurring / Subscriptions API** — Recurring-billing surface with plans, subscribers, subscriptions, invoices, coupons, refunds, and retry management. Supports activate, suspend, cancel, and per-subscriber paymen...
- **PagBank Pix API** — Pix (Brazilian Central Bank instant-payment rail) charge creation and collection. Supports QR-code generation, due-date Pix (Pix Cobrança), and payment status retrieval, integra...
- **PagBank Boleto API** — Boleto Bancário issuance and collection. Generates a printable / scannable boleto tied to an Order, with status callbacks once the buyer pays at a bank, lottery house, or via in...
- **PagBank Marketplace / Split API** — Payment-division (split) settlement for marketplaces and platforms. Splits a single charge across multiple receivers (with optional custody / release control) so each seller is ...
- **PagBank Connect / OAuth API** — OAuth-style authorisation surface that lets a third-party application act on behalf of a PagBank account holder. Includes SMS and challenge verification, access-token issuance, ...
- **PagBank Account Registration API** — Lets PagBank partners create and query merchant accounts on behalf of third parties — the on-ramp for platforms that want to onboard sub-merchants into the PagBank ecosystem.
- **PagBank EDI API** — Electronic Data Interchange surface for downloading transaction and settlement statements for reconciliation — a structured replacement for manual CSV/PDF statement processing.
- **PagBank Digital Certificate (mTLS) API** — Issues digital certificates for mTLS authentication, layered on top of bearer-token auth for higher-trust integrations and sensitive payouts / Pix Bacen flows.
- **PagBank Webhooks / Notifications** — Event-driven notifications for order, charge, subscription, refund, and checkout state changes. Webhooks are signed so receivers can verify authenticity end-to-end.
- **PagSeguro PHP SDK** — Official PHP integration library for PagSeguro / PagBank.
- **PagSeguro Java SDK** — Official Java integration library for PagSeguro / PagBank.
- **PagSeguro Ruby SDK** — Official Ruby integration library for PagSeguro / PagBank.
- **PagSeguro .NET SDK** — Official .NET / C# integration library for PagSeguro / PagBank.
- **PagBank PlugPag (Terminal Integration)** — Bluetooth / Android terminal integration for PagBank's Moderninha and Minizinha card readers, enabling third-party apps to drive in-person card and Pix payments on PagBank hardw...
- **PagBank PlugPagServiceWrapper** — Android service wrapper for integrating with the Moderninha / Minizinha terminal family — the official higher-level SDK on top of PlugPag.
- **PagBank for WooCommerce** — Official WooCommerce plugin embedding PagBank checkout, Pix, boleto, and card payments in WordPress storefronts.
- **PagBank Payment for Magento / Adobe Commerce** — Official Magento 2 / Adobe Commerce payment module for PagBank.
- **PagSeguro PrestaShop Module** — Official PrestaShop transparent-checkout integration module for PagSeguro / PagBank.
- **PagSeguro / PagBank Accounts API** — The Accounts API from PagSeguro / PagBank — 2 operation(s) for accounts.
- **PagSeguro / PagBank Charges API** — The Charges API from PagSeguro / PagBank — 4 operation(s) for charges.
- **PagSeguro / PagBank Checkout API** — The Checkout API from PagSeguro / PagBank — 4 operation(s) for checkout.
- **PagSeguro / PagBank Connect API** — The Connect API from PagSeguro / PagBank — 6 operation(s) for connect.
- **PagSeguro / PagBank Coupons API** — The Coupons API from PagSeguro / PagBank — 2 operation(s) for coupons.
- **PagSeguro / PagBank Invoices API** — The Invoices API from PagSeguro / PagBank — 2 operation(s) for invoices.
- **PagSeguro / PagBank Orders API** — The Orders API from PagSeguro / PagBank — 2 operation(s) for orders.
- **PagSeguro / PagBank Plans API** — The Plans API from PagSeguro / PagBank — 4 operation(s) for plans.
- **PagSeguro / PagBank PublicKeys API** — The PublicKeys API from PagSeguro / PagBank — 2 operation(s) for publickeys.
- **PagSeguro / PagBank Refunds API** — The Refunds API from PagSeguro / PagBank — 2 operation(s) for refunds.
- **PagSeguro / PagBank Subscribers API** — The Subscribers API from PagSeguro / PagBank — 3 operation(s) for subscribers.
- **PagSeguro / PagBank Subscriptions API** — The Subscriptions API from PagSeguro / PagBank — 5 operation(s) for subscriptions.

## Agentic access (1)

- **Pagseguro Agentic Access** — 47 operations · 27 acting · 1 human-in-the-loop

## Security (2)

- **Pagseguro Authentication** — http · 1 scheme
- **Pagseguro Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Pagseguro Plans Pricing**

## Tags

Payments, Checkout, Pix, Boleto, Cards, Subscription, Recurring, Point-of-Sale, Card Reader, Marketplace, Split, Payouts, Digital Bank, Brazil, Latin America, Fintech

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/pagseguro/). Scores are computed from the provider's own public artifacts under a published rubric.
