# Pagar.me

**Canonical:** https://apis.io/providers/pagarme/  
**Website:** https://pagar.me  
**APIs profiled:** 10

Pagar.me is a Brazilian payments and payment-gateway provider (part of the Stone group) offering a unified REST API for online checkout, recurring billing, and marketplace split payments. The Core API (v5) processes orders and charges via credit card, PIX, and boleto, manages customers, cards, subscriptions, plans, and invoices, and handles marketplace recipients, split, transfers, and anticipations, with webhook event notifications.

## Kin Score — 33.1 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 33.1).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 53.8 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 23.7 |
| Developer Ergonomics | 16.7 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Payments**: 18.8 (matched via tags).

## Agent readiness — 29.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Enterprise · Self-serve signup — onboarding: self-serve, pricing: enterprise, trial: no (confidence: high).

## APIs (10)

- **Pagar.me Anticipations API** — Receivable anticipations for recipients.
- **Pagar.me Cards API** — Reusable card wallet and tokens for a customer.
- **Pagar.me Charges API** — Individual payment attempts generated by an order.
- **Pagar.me Customers API** — Buyers and their addresses.
- **Pagar.me Invoices API** — Invoices generated by subscription cycles.
- **Pagar.me Orders API** — Top-level checkout objects bundling customer, items, and payments.
- **Pagar.me Plans API** — Reusable subscription templates.
- **Pagar.me Recipients API** — Marketplace recipients for split and payouts.
- **Pagar.me Subscriptions API** — Recurring billing agreements.
- **Pagar.me Transfers API** — Recipient transfers and withdrawals.

## Agentic access (1)

- **Pagarme Agentic Access** — 45 operations · 25 acting

## Security (2)

- **Pagarme Authentication** — http · 1 scheme
- **Pagarme Domain Security** — TLSv1.2 · HSTS · DMARC

## Plans (1)

- **Pagarme Plans Pricing**

## Tags

Payments, Payment Gateway, Pix, Boleto, Brazil

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/pagarme/). Scores are computed from the provider's own public artifacts under a published rubric.