# Pacto

**Canonical:** https://apis.io/providers/pacto/  
**Website:** https://pacto.co  
**APIs profiled:** 0

Pacto is a Mexican fintech company modernizing payment acquisition for banks and hospitality businesses, moving them "de lo legacy a lo digital" (from legacy to digital). Pacto builds point-of-sale (POS) software and payment terminals: a miniPOS terminal and "Ordena y Paga" (order-and-pay) terminals plus value-added modules for banks, and a full restaurant POS suite (Pacto POS, Pacto GetNet, Order & Pay QR ordering, bill splitting, inventory, and reporting) for restaurants, cafes, bars, and fast-food counters. Backed by 500 Global and Banco Santander's GetNet, Pacto helps traditional financial institutions and merchants accept digital card payments and manage operations. This profile was surfaced as a 500 Global portfolio company; Pacto publishes a marketing site, blog, and pricing but no public developer API or documentation at this time.

## Kin Score — 11.2 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 11.2).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 31.6 |
| Access Clarity | 31.6 |

Regulatory layer — **Payments**: 21.9 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Pacto Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Payments, Point-of-Sale, Fintech, Restaurant, Payment Processing, Mexico, Merchant Services

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/pacto/). Scores are computed from the provider's own public artifacts under a published rubric.