# Oze

**Canonical:** https://apis.io/providers/oze/  
**Website:** https://getoze.com  
**APIs profiled:** 0

Oze is an African fintech platform on a mission to help small businesses grow, with a stated vision of building 100 million profitable businesses. Operating across Ghana, Nigeria, Rwanda, and Madagascar, Oze offers a Business App for bookkeeping, invoicing, inventory management, and online sales; no-collateral SME loans; and lending-management software that banks and microfinance institutions use to issue loans to small businesses. The company reports serving over 300,000 businesses. Oze is backed by Speedinvest and was added to the API Evangelist network as a portfolio lead. At the time of this enrichment pass Oze publishes no public developer API, SDK, developer portal, or API documentation.

## Kin Score — 15.4 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 15.4).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 44.7 |
| Access Clarity | 44.7 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Oze Domain Security** — TLSv1.3 · HSTS

## Tags

Company, Fintech, Small Business, Bookkeeping, Invoicing, Lending, Africa, SME

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/oze/). Scores are computed from the provider's own public artifacts under a published rubric.