# Oxyzo

**Canonical:** https://apis.io/providers/oxyzo/  
**Website:** https://oxyzo.in  
**APIs profiled:** 0

Oxyzo Financial Services is an RBI-registered Non-Banking Financial Company (NBFC) providing customized SME and corporate financing across India. Founded as the lending arm of the OfBusiness group, Oxyzo offers purchase finance, work order finance, invoice discounting, vendor finance, business loans, machinery finance, and loan against property, serving industries such as auto manufacturing, capital goods, e-mobility, logistics, pharmaceuticals, and textiles. The company operates 145+ branches, has powered 10,000+ businesses, disbursed over Rs 77,000 crore, and holds A+ ratings from CRISIL and ICRA. Oxyzo publishes no public developer/API surface; this profile captures its identity and domain-security posture for the API Evangelist network.

## Kin Score — 6.3 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 6.3).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 6.6 |
| Access Clarity | 6.6 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Oxyzo Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Financial-Services, Lending, SME Finance, Fintech, NBFC, India, Invoice Discounting, Working Capital

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/oxyzo/). Scores are computed from the provider's own public artifacts under a published rubric.