# OSFI

**Canonical:** https://apis.io/providers/osfi/  
**Website:** https://www.osfi-bsif.gc.ca/en  
**APIs profiled:** 9

The Office of the Superintendent of Financial Institutions (OSFI / BSIF) is Canada's federal prudential regulator, supervising more than 400 federally regulated financial institutions and over 1,200 private pension plans. On the insurance side OSFI supervises federally regulated life insurance companies, property and casualty insurers, mortgage insurers and fraternal benefit societies for solvency and capital adequacy — issuing the LICAT, MCT and BAAT capital guidelines and collecting the LF1/LF2/LF3, PC1-PC4 and MI1-MI5 regulatory returns. It does NOT regulate market conduct; that sits with the provinces (FSRA in Ontario, AMF in Quebec), and Canada has no open-insurance mandate — Consumer-Driven Banking excludes insurance entirely. OSFI publishes no first-party developer portal and no OpenAPI — developer.osfi-bsif.gc.ca, api.osfi-bsif.gc.ca and docs.osfi-bsif.gc.ca do not resolve, and /developers, /api and /developer all return 404. Its real machine-readable surface is its insurance and banking regulatory data (FINDAT) plus the "Who we regulate" register, published as datastore-active datasets on Canada's Open Government portal and readable anonymously through the CKAN 3 Action API (datastore_search; the SQL passthrough datastore_search_sql is disabled on the portal) — OSFI ships a step-by-step API usage guide PDF with each dataset. The filing side (the Regulatory Reporting System) is institution-gated behind a Bank of Canada Connect login. Everything else is a documentation-and-rulebook corpus of 313 guidance-library pages and 142 financial reporting instruction pages.

## Kin Score — 45.9 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 45.9).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 22.5 |
| Governance | 33.3 |
| Contract Governance | 33.3 |
| Operational Transparency | 52.6 |
| Developer Ergonomics | 56.5 |
| Commercial Clarity | 42.1 |
| Access Clarity | 42.1 |

Regulatory layer — **Insurance**: 37.9 (matched via tags).

## Agent readiness — 17.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | documented |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## APIs (9)

- **OSFI Who We Regulate Register** — Public register of the federally regulated financial institutions OSFI supervises, including every federally regulated insurer with its Authorized Insurance Classes, FI industry...
- **OSFI Life Insurance Companies Financial Data** — Publicly disclosable regulatory returns filed by federally regulated life insurance companies — LCA/LCQ (LICAT capital), LF1 Life Core Financial Statement Return, LF2 Life Super...
- **OSFI Property and Casualty Companies Financial Data** — Publicly disclosable regulatory returns filed by federally regulated property and casualty insurers and mortgage insurers — PC1 P&C Core Financial Statement Return, PC2/PC3 supe...
- **OSFI Fraternal Benefit Societies Financial Data** — Publicly disclosable regulatory returns filed by federally regulated fraternal benefit societies — the LICAT (LCA/LCQ) and LF1/LF2/LF3 life-return series applied to Canada's mut...
- **OSFI Banks Financial Data** — Publicly disclosable regulatory returns filed by federally regulated banks — M4 Consolidated Balance Sheet, BA BASEL III Capital Adequacy Reporting (BCAR), E3 Return of Allowanc...
- **OSFI Foreign Bank Branches Financial Data** — Publicly disclosable regulatory returns filed by foreign bank branches operating in Canada — M4 Consolidated Balance Sheet, E3 Return of Allowances for Expected Credit Losses, K...
- **OSFI Trust Companies Financial Data** — Publicly disclosable regulatory returns filed by federally regulated trust companies — M4 Consolidated Balance Sheet, BA BASEL III Capital Adequacy Reporting (BCAR), E3 Return o...
- **OSFI Loan Companies Financial Data** — Publicly disclosable regulatory returns filed by federally regulated loan companies — M4 Consolidated Balance Sheet, BA BASEL III Capital Adequacy Reporting (BCAR), E3 Return of...
- **OSFI Retail Associations Financial Data** — Publicly disclosable regulatory returns filed by federally regulated cooperative retail associations — M4 Consolidated Balance Sheet, BA BASEL III Capital Adequacy Reporting (BC...

## MCP servers (1)

- **OSFI MCP Server**

## Security (2)

- **Osfi Authentication** — none/portal-login · 2 schemes
- **Osfi Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Osfi Plans Pricing**

## Tags

Insurance, Canada, Regulator, Life Insurance, Property and Casualty, Financial Regulation, Prudential Supervision, Open Data, Risk Data, Market Infrastructure, Banking, Basel III, Capital Adequacy, Regulatory Reporting, Pensions

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/osfi/). Scores are computed from the provider's own public artifacts under a published rubric.