# Oscar

**Canonical:** https://apis.io/providers/oscar/  
**Website:** https://www.hioscar.com/  
**APIs profiled:** 0

Oscar Health (NYSE: OSCR) is a technology-driven health insurance company founded in 2012 and headquartered in New York City. It offers individual and family health plans, small-business and ICHRA employer benefits, and Medicare Advantage in a growing set of U.S. states, pairing coverage with a consumer mobile app, 24/7 virtual urgent care, telemedicine, primary care, and concierge Care Teams. Oscar's +Oscar division licenses its full-stack technology platform (Campaign Builder and other tools) to other payers and providers. The company is NCQA-accredited across Health Plan, Utilization Management, Credentialing, Provider Network, and Health Equity programs. Oscar is a General Catalyst portfolio company. As a CMS-regulated payer it is subject to the Interoperability and Patient Access rule, though it does not currently publish an open, self-serve developer API portal.

## Kin Score — 13.2 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 13.2).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 35.5 |
| Access Clarity | 35.5 |

Regulatory layer — **Insurance**: 28.8 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Oscar Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Health Insurance, Healthcare, Insurance, Health Technology, Telemedicine, Medicare Advantage, Digital Health

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/oscar/). Scores are computed from the provider's own public artifacts under a published rubric.