# Ordo

**Canonical:** https://apis.io/providers/ordo/  
**Website:** https://ordopay.com/  
**APIs profiled:** 6

Ordo (operated by The Smart Request Company Ltd, ordohq.com / ordopay.com) is a United Kingdom open-banking payments provider that lets businesses collect money directly from a customer's bank account over the UK Faster Payments rails, avoiding card fees and chargebacks. Built on PSD2 / Open Banking payment initiation, its fully hosted, white-labelled platform delivers Request to Pay, one-off payment requests, e-commerce, Point of Sale / QR code and contact centre payments, plus Variable Recurring Payments (VRP) for fixed, variable and sweeping collections, and account information (AIS) and account verification services. Ordo is FCA-authorised and an Open Banking regulated provider, with a developer surface historically published as a ReadMe.io portal at docs.myordo.com backed by an Azure API Management gateway (test.api.ordopay.com). Ordo has since ceased trading and been acquired by Neonomics; the marketing site at ordopay.com remains live while the developer portal is now offline. Its API posture is documented here honestly from six OpenAPI 3.0.1 definitions harvested verbatim from the archived developer portal.

## Kin Score — 36.1 / 100 (thin)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 36.1).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 57.9 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 30.4 |
| Commercial Clarity | 10.5 |
| Access Clarity | 10.5 |

Regulatory layer — **Banking & Open Finance**: 50.6 (matched via tags).

## Agent readiness — 42.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## APIs (6)

- **Ordo Single Payments API** — Single, one-off open-banking payment initiation — list supported institutions, create a payment, initiate authorisation, and withdraw a payment. Server base is the Ordo Azure AP...
- **Ordo Smart Request Manager API** — Request to Pay / "Smart Request" management for one-off payment requests — create and manage smart requests and their messages, Biller Delivery Request (BDR) links, extensions a...
- **Ordo Recurring Payment Mandates (VRP) API** — Variable Recurring Payments — create sweeping and non-sweeping VRP mandates, read mandates, execute mandate payments and read VRP transactions. Enables fixed, variable and ad-ho...
- **Ordo Account Data (Ordo Hosted) API** — Ordo-hosted Account Information (AIS) and Account Verification — create and manage account information consents, request and read account data, cancel consents, and run account ...
- **Ordo Account Data (Client Hosted) API** — Client-hosted Account Information (AIS) and Account Verification — the same consent, data-request and verification lifecycle as the Ordo-hosted variant, but with the integrating...
- **Ordo Registry Manager API** — Bank account configuration / registry management — create, read and manage the biller bank accounts into which collected payments settle. 3 documented operations.

## MCP servers (1)

- **Ordo MCP Server**

## Agentic access (1)

- **Ordo Agentic Access** — 54 operations · 25 acting

## Security (2)

- **Ordo Authentication** — apiKey · 2 schemes
- **Ordo Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Payments, United Kingdom, Open Banking, Account-to-Account, Payment Initiation, Variable Recurring Payments, Request to Pay, Real-Time Payments, Faster Payments, PSD2, Account Information

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/ordo/). Scores are computed from the provider's own public artifacts under a published rubric.