# Orbii

**Canonical:** https://apis.io/providers/orbii/  
**Website:** https://orbii.ai  
**APIs profiled:** 15

Orbii is a Riyadh-based credit infrastructure company providing AI-powered underwriting and lending infrastructure for banks, fintechs, neobanks, and B2B platforms across the MENA region. Its APIs ingest and enrich transaction and invoice data to produce borrower intelligence — client and predictive KPIs, risk assessments, band classifications, and suggested loan allocations — so lenders can launch SME lending products (salary advance, merchant financing, working capital, BNPL, embedded lending) without building an internal credit function. Orbii exposes region-specific REST APIs for Saudi Arabia (KSA), the United Arab Emirates (UAE), and Oman (OMN), documented on a SwaggerHub portal. Backed by a $3.6M seed round led by Prosus Ventures.

## Kin Score — 30.8 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 30.8).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 45.9 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 47.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Insurance**: 25.8 (matched via tags).

## Agent readiness — 37.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | partial |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (15)

- **Orbii Business Category Assignment API** — The Business Category Assignment API from Orbii — 1 operation(s) for business category assignment.
- **Orbii Categories API** — The Categories API from Orbii — 1 operation(s) for categories.
- **Orbii Clients API** — The Clients API from Orbii — 2 operation(s) for clients.
- **Orbii Company Management API** — The Company Management API from Orbii — 1 operation(s) for company management.
- **Orbii Data Check API** — The Data Check API from Orbii — 1 operation(s) for data check.
- **Orbii General API** — The General API from Orbii — 1 operation(s) for general.
- **Orbii IBANs API** — The IBANs API from Orbii — 1 operation(s) for ibans.
- **Orbii Invoices API** — The Invoices API from Orbii — 11 operation(s) for invoices.
- **Orbii KPIs API** — The KPIs API from Orbii — 6 operation(s) for kpis.
- **Orbii Lending Actions API** — The Lending Actions API from Orbii — 1 operation(s) for lending actions.
- **Orbii Merchants API** — The Merchants API from Orbii — 8 operation(s) for merchants.
- **Orbii PDFs API** — The PDFs API from Orbii — 4 operation(s) for pdfs.
- **Orbii Risk Assessment API** — The Risk Assessment API from Orbii — 5 operation(s) for risk assessment.
- **Orbii Subcategories API** — The Subcategories API from Orbii — 1 operation(s) for subcategories.
- **Orbii Transactions API** — The Transactions API from Orbii — 16 operation(s) for transactions.

## MCP servers (1)

- **Orbii MCP Server**

## Agentic access (1)

- **Orbii Agentic Access** — 161 operations · 29 acting

## Security (2)

- **Orbii Authentication** — query-credentials · 1 scheme
- **Orbii Domain Security** — TLSv1.3

## Tags

Company, Artificial Intelligence, Lending, Credit, Fintech, Underwriting, Banking, SME, Embedded Finance, MENA, Risk

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/orbii/). Scores are computed from the provider's own public artifacts under a published rubric.