# Onecard

**Canonical:** https://apis.io/providers/onecard/  
**Website:** https://www.getonecard.app/  
**APIs profiled:** 0

OneCard is a mobile-first metal credit card from India's FPL Technologies, a fintech unicorn that reimagines credit and payments with full-stack, in-house technology. OneCard is issued in partnership with banks including Bank of Baroda, CSB Bank, Federal Bank, SBM Bank, South Indian Bank and Indian Bank, and emphasizes simplicity, transparency and giving control back to the user. FPL Technologies also operates OneScore (credit-score monitoring) and Wizely (savings). Backed by QED Investors, OneCard is a consumer-facing product; as of this profile it publishes no public developer API, developer portal, or API documentation surface.

## Kin Score — 9.1 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 9.1).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Payments**: 21.9 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Onecard Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Credit, Fintech, Credit Card, Payments, Banking, India, Consumer Finance

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/onecard/). Scores are computed from the provider's own public artifacts under a published rubric.