# ONE ZERO Digital Bank

**Canonical:** https://apis.io/providers/one-zero/  
**Website:** https://www.onezerobank.com/  
**APIs profiled:** 0

ONE ZERO Digital Bank Ltd. is Israel's first newly licensed bank in more than four decades - a branchless, mobile-first digital bank founded in 2019 by Prof. Amnon Shashua (co-founder of Mobileye), chaired by Shuki Oren and led by CEO Gal Bar Dea, which received its banking licence from the Bank of Israel and opened to the public in 2022. It markets AI-assisted "private banking for everyone": current accounts, deposits, consumer credit, multi-currency and foreign-exchange services and investment products, delivered through the ONE ZERO mobile app with a mix of an AI personal banker and human bankers. The bank has raised roughly $342M in private capital, most recently a $100M later-stage round in October 2023, and its shares change hands on private secondary marketplaces including Hiive and Nasdaq Private Market. ONE ZERO publishes an Open Banking APIs developer landing page, consistent with Israel's Financial Information Service Law, 5781-2021, under which access to bank account APIs is granted to regulator-licensed financial information service providers rather than to the general public.

## Kin Score — 4.6 / 100 (minimal)

Scored 2026-09-02 under rubric 0.18.0. Trend: flat (+0.0 from 4.6).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 7.6 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **One Zero Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Banking, Financial-Services, Fintech, Digital Bank, Open Banking, Consumer Finance, Israel, Company

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/one-zero/). Scores are computed from the provider's own public artifacts under a published rubric.