# OnDeck

**Canonical:** https://apis.io/providers/ondeck/  
**Website:** https://www.ondeck.com/  
**APIs profiled:** 1

OnDeck is a small business lending platform that provides partner APIs for submitting loan applications, checking business health scores via the OnDeck Score, managing loan products including term loans and lines of credit, and processing repayments. The API enables banks, brokers, and online service providers to embed OnDeck lending capabilities directly into their own platforms through credit pre-qualification, pre-approval, and full loan application submission workflows. OnDeck is an Enova International brand serving 185,000+ small businesses with $25 billion+ in capital delivered.

## Kin Score — 19.3 / 100 (emerging)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 19.3).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 21.1 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Health**: 15.0 (matched via tags).

## Agent readiness — 2.5 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (1)

- **OnDeck Lending API** — REST API providing partner access to OnDeck's small business lending platform, supporting credit pre-qualifications, loan application submission, business health score retrieval...

## Security (2)

- **Ondeck Domain Security** — TLSv1.3 · HSTS · DMARC
- **Ondeck Vulnerability Disclosure** — Hackerone

## Plans (1)

- **Ondeck Plans Pricing**

## Tags

Small Business Lending, Fintech, Loans, Credit Scoring, Business Health, Term Loans, Line of Credit, Loan Origination

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/ondeck/). Scores are computed from the provider's own public artifacts under a published rubric.