# OnDeck Capital

**Canonical:** https://apis.io/providers/ondeck-capital/  
**Website:** https://www.ondeck.com/  
**APIs profiled:** 0

OnDeck Capital (ODK Capital, LLC) is one of the largest online small business lenders in the United States, providing term loans and business lines of credit to small and medium-sized businesses. Founded in 2007 and headquartered in New York, OnDeck uses data-driven underwriting and cash-flow analytics to deliver fast funding decisions, and has delivered more than $13 billion in financing to over 100,000 businesses across the U.S. OnDeck operates as a subsidiary of Enova International and also markets under the Headway Capital brand. It surfaced in the API Evangelist network as a portfolio company of IVP; OnDeck publishes a public marketing site and an llms.txt resource index but does not currently expose a public developer or partner API.

## Kin Score — 12.7 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 12.7).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Ondeck Capital Domain Security** — TLSv1.3 · HSTS · DMARC
- **Ondeck Capital Vulnerability Disclosure** — Hackerone

## Tags

Company, Fintech, Lending, Small Business, Business Loans, Working Capital, Financial-Services

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/ondeck-capital/). Scores are computed from the provider's own public artifacts under a published rubric.