# Okra

**Canonical:** https://apis.io/providers/okra-ng/  
**Website:** https://okra.ng/  
**APIs profiled:** 8

Okra was an African open-finance / open-banking infrastructure company based in Lagos, Nigeria. Its REST API connected applications to Nigerian bank accounts to retrieve authentication details, balances, transactions, identity, and income data, and to initiate bank-to-bank payments, with a Link widget and webhooks. Okra wound down operations in May 2025; this catalog documents the API as it was publicly published.

## Kin Score — 34.5 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 34.5).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 55.2 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 34.2 |
| Developer Ergonomics | 16.7 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Banking & Open Finance**: 15.2 (matched via tags).

## Agent readiness — 29.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Enterprise · Self-serve signup — onboarding: self-serve, pricing: enterprise, trial: no (confidence: high).

## APIs (8)

- **Okra Accounts API** — Linked bank accounts.
- **Okra Auth API** — Account authentication records and Link.
- **Okra Balance API** — Account balances.
- **Okra Identity API** — KYC identity on file with the bank.
- **Okra Income API** — Income verification.
- **Okra Payments API** — Bank-to-bank payments.
- **Okra Transactions API** — Transaction history and spending patterns.
- **Okra Webhooks API** — Callback management.

## Agentic access (1)

- **Okra Ng Agentic Access** — 27 operations · 27 acting

## Security (2)

- **Okra Ng Authentication** — http · 1 scheme
- **Okra Ng Domain Security** — no transport/DNS hardening detected

## Plans (1)

- **Okra Ng Plans Pricing**

## Tags

Open Banking, Open Finance, Fintech, Africa, Nigeria, Financial Data

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/okra-ng/). Scores are computed from the provider's own public artifacts under a published rubric.