# Office of the Comptroller of the Currency (OCC)

**Canonical:** https://apis.io/providers/occ/  
**Website:** https://www.occ.treas.gov/  
**APIs profiled:** 3

The Office of the Comptroller of the Currency (OCC) charters, regulates, and supervises all national banks and federal savings associations, as well as federal branches and agencies of foreign banks. The OCC provides REST APIs and data tools for national bank and federal savings association data, Community Reinvestment Act (CRA) performance evaluations, enforcement actions, and bank licensing and corporate applications information.

## Kin Score — 20.2 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 20.2).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 11.3 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 21.1 |
| Developer Ergonomics | 9.5 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Banking & Open Finance**: 13.9 (matched via tags).

## Agent readiness — 3.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Free — onboarding: unknown, pricing: free, trial: no (confidence: medium).

## APIs (3)

- **OCC Financial Institution Search API** — Search for Community Reinvestment Act (CRA), enforcement, and institution data for OCC-regulated national banks, federal savings associations, and federal branches and agencies ...
- **OCC CRA Performance Evaluations Search API** — Search and retrieve Community Reinvestment Act (CRA) performance evaluations for national banks and federal savings associations. Records available from April 1996 onward, searc...
- **OCC Enforcement Actions Search API** — Search and retrieve enforcement actions taken by the OCC against national banks, federal savings associations, and individuals. Searchable by bank name, person name, city, state...

## Security (1)

- **Occ Domain Security** — TLSv1.2 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Occ Plans Pricing**

## Tags

Banking, Federal, Regulations, National Banks, Financial Institutions, CRA, Enforcement, Licensing

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/occ/). Scores are computed from the provider's own public artifacts under a published rubric.