# Number26

**Canonical:** https://apis.io/providers/number26/  
**Website:** https://n26.com/en-eu  
**APIs profiled:** 1

Number26 — trading as N26 (legally N26 GmbH) — is a German licensed digital bank offering 100% mobile banking to more than 8 million customers across 24 European markets. Founded in Berlin in 2013 and holding a full banking licence from Germany's Federal Financial Supervisory Authority (BaFin), N26 provides current accounts with virtual and physical Mastercard debit cards, instant savings with variable interest, in-app stock/ETF and cryptocurrency investing, real-time spending insights, sub-accounts (Spaces), and travel features such as foreign-exchange and insurance, across a free tier and paid Smart, Go, and Metal plans plus matching business accounts. N26 is a consumer neobank and does not publish a public developer API, developer portal, or API documentation; this API Evangelist profile tracks the company's public web presence.

## Kin Score — 37.5 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 37.5).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 50.1 |
| Governance | 30.3 |
| Contract Governance | 30.3 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 40.5 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 31.6 (matched via tags).

## Agent readiness — 33.3 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Number26 default API** — The default API from Number26 — 9 operation(s) for default.

## MCP servers (1)

- **Number26 MCP Server**

## Security (2)

- **Number26 Xs2A Authentication** — http/mutualTLS · 2 schemes
- **Number26 Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Banking, Neobank, Mobile Banking, Payments, Europe, Germany

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/number26/). Scores are computed from the provider's own public artifacts under a published rubric.