# NowCerts

**Canonical:** https://apis.io/providers/nowcerts/  
**Website:** https://www.nowcerts.com  
**APIs profiled:** 6

NowCerts (rebranded to Momentum AMP, but the API is still served from api.nowcerts.com) is a cloud insurance agency management system (AMS) for independent agencies. It exposes a documented REST API that lets agencies and their integration partners import, update, and retrieve their own book of business - insureds and prospects, policies and coverages, carriers and underwriters, endorsements and commissions, tasks and workflow, drivers, vehicles, properties, claims, certificates of insurance, notes, SMS, and payments. The API is token-authenticated and reachable by any NowCerts agency whose account has the "API Integration" agent role assigned; API integrations are gated to the Professional tier and above. Endpoints are documented on the public ASP.NET Web API help page at api.nowcerts.com/Help and are widely used through Zapier and partner integrations.

## Kin Score — 25.8 / 100 (emerging)

Scored 2026-08-25 under rubric 0.14.0. Trend: falling (-10.5 from 36.3).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 13.9 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 31.6 |
| Developer Ergonomics | 21.4 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Insurance**: 18.2 (matched via tags).

## Agent readiness — 19.8 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Paid · Self-serve signup — onboarding: self-serve, pricing: paid, trial: no (confidence: high).

## APIs (6)

- **NowCerts Authentication API** — Obtain and refresh bearer tokens.
- **NowCerts Carriers API** — Carrier, underwriter, and line-of-business reference data.
- **NowCerts Endorsements API** — Policy endorsements and their financial detail.
- **NowCerts Insureds API** — Insureds and prospects (customers), their contacts, and related data.
- **NowCerts Policies API** — Policies, coverages, and quotes.
- **NowCerts Tasks API** — Tasks, task work groups, and to-do workflow.

## Agentic access (1)

- **Nowcerts Agentic Access** — 21 operations · 6 acting

## Security (2)

- **Nowcerts Authentication** — http · 1 scheme
- **Nowcerts Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Nowcerts Plans Pricing**

## Tags

Insurance, Insurtech, Agency Management System, AMS, Policies, Insureds, Certificates of Insurance, REST

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/nowcerts/). Scores are computed from the provider's own public artifacts under a published rubric.