# NOWPayments

**Canonical:** https://apis.io/providers/now-payments/  
**Website:** https://nowpayments.io  
**APIs profiled:** 10

NOWPayments is a crypto payment gateway that enables businesses to accept 300+ cryptocurrencies, create payment invoices, process recurring subscriptions, and manage merchant mass payouts. Founded in 2019, the platform processes over 30 million transactions monthly with 99.99% uptime and supports automatic coin conversion and fiat settlements.

## Kin Score — 35.5 / 100 (thin)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 35.5).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 58.4 |
| Governance | 9.8 |
| Contract Governance | 9.8 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 32.1 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Payments**: 18.8 (matched via tags).

## Agent readiness — 24.8 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Paid · Self-serve signup — onboarding: self-serve, pricing: paid, trial: no (confidence: high).

## APIs (10)

- **NOWPayments Mass Payouts API** — Bulk cryptocurrency payout API enabling merchants to initiate thousands of transactions to different addresses in a single API call. Designed for payroll, affiliate rewards, and...
- **NOWPayments Recurring Payments API** — Subscription-based recurring crypto billing API that automates payment flows for SaaS and membership platforms, allowing merchants to charge customers on scheduled intervals in ...
- **NOWPayments Custody API** — Fund custody management API enabling limitless off-chain operations, sub-account creation, and controlled fund management for B2B flows and platform operators managing multiple ...
- **NOWPayments Authentication API** — JWT authentication for mass payouts
- **NOWPayments Currencies API** — Supported cryptocurrency listings
- **NOWPayments Estimates API** — Price estimation and minimum amounts
- **NOWPayments Invoices API** — Invoice creation for crypto payments
- **NOWPayments Payments API** — Payment creation and management
- **NOWPayments Payouts API** — Mass payouts and balance management
- **NOWPayments Status API** — API health and availability

## Agentic access (1)

- **Now Payments Agentic Access** — 12 operations · 4 acting

## Security (2)

- **Now Payments Authentication** — apiKey/http · 2 schemes
- **Now Payments Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Plans**

## Tags

Crypto Payments, Cryptocurrency, Payment Gateway, Invoicing, Subscription, Mass Payouts, Bitcoin, Ethereum

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/now-payments/). Scores are computed from the provider's own public artifacts under a published rubric.