# Notch

**Canonical:** https://apis.io/providers/notch-financial/  
**Website:** https://www.notch.financial  
**APIs profiled:** 6

Notch is an accounts-receivable and accounts-payable automation platform purpose-built for the food and beverage and wholesale distribution industry. It automates invoicing, payment collection, payment processing, and reconciliation, with branded customer payment portals, autopay, and dual-sync accounting / ERP integrations (QuickBooks, NetSuite, Xero, Microsoft Dynamics 365). Notch describes having an API available for integration, but does not publish a public developer reference; the API surfaces modeled here are derived from documented product capabilities and are not reconciled against an official specification.

## Kin Score — 30.0 / 100 (thin)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 30.0).

| Facet | Score |
|---|---|
| Discoverability | 64.8 |
| Contract Quality | 49.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 21.1 |
| Developer Ergonomics | 23.8 |
| Commercial Clarity | 28.9 |
| Access Clarity | 28.9 |

Regulatory layer — **Payments**: 18.8 (matched via tags).

## Agent readiness — 19.8 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Enterprise · Self-serve signup — onboarding: self-serve, pricing: enterprise, trial: no (confidence: high).

## APIs (6)

- **Notch Bank Accounts API** — The Bank Accounts API from Notch — 1 operation(s) for bank accounts.
- **Notch Customers API** — The Customers API from Notch — 2 operation(s) for customers.
- **Notch Invoices API** — The Invoices API from Notch — 2 operation(s) for invoices.
- **Notch Payment Methods API** — The Payment Methods API from Notch — 1 operation(s) for payment methods.
- **Notch Payments API** — The Payments API from Notch — 2 operation(s) for payments.
- **Notch Webhooks API** — The Webhooks API from Notch — 1 operation(s) for webhooks.

## Agentic access (1)

- **Notch Financial Agentic Access** — 15 operations · 6 acting

## Security (2)

- **Notch Financial Authentication** — http · 1 scheme
- **Notch Financial Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Notch Financial Plans Pricing**

## Tags

Accounts Receivable, Accounts Payable, B2B Payments, Invoicing, Fintech

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/notch-financial/). Scores are computed from the provider's own public artifacts under a published rubric.