# NorthOne

**Canonical:** https://apis.io/providers/northone/  
**Website:** https://www.northone.com/  
**APIs profiled:** 0

NorthOne was a mobile-first, API-enabled business banking platform for small businesses, freelancers, and startups, founded in 2016 by Eytan Bensoussan and Justin Adler with banking services provided by The Bancorp Bank, N.A. It offered the Connected Bank Account (a digital business checking account) with envelope budgeting, savings goals, bookkeeping and accounting integrations, cash deposits, and small-business lending, serving 320,000+ businesses and backed by Battery Ventures, Redpoint Ventures, and Tencent. As of 2026 the northone.com domain redirects to Relay (relayfi.com); NorthOne publishes no public developer API, developer portal, documentation, or OpenAPI.

## Kin Score — 1.5 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 1.5).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 7.6 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Northone Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Banking, Business Banking, Fintech, Financial-Services, Small Business, Payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/northone/). Scores are computed from the provider's own public artifacts under a published rubric.