# Nopan

**Canonical:** https://apis.io/providers/nopan/  
**Website:** https://nopan.com  
**APIs profiled:** 5

Nopan is a specialized Payment Service Provider (PSP), built by former merchants and Netflix payments leaders, focused exclusively on European account and wallet payment methods (Wero, BLIK, Bizum, Satispay, IRIS). It exposes a single standardized API for account-to-account (A2A) and wallet payments with conversion-optimized flows, PSP-agnostic tokenization for recurring and merchant-initiated payments, a multi-currency settlement and reconciliation engine, normalized transaction data, and a real-time monitoring Portal. Authentication is OAuth2 client_credentials over mutual TLS with JWS request signing. Nopan is licensed as a Payment Institution by De Nederlandsche Bank (DNB) and is PSD2/SCA compliant. Backed by Newion, Crane, and Seedcamp.

## Kin Score — 52.2 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 52.2).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 59.7 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 70.8 |
| Commercial Clarity | 28.9 |
| Access Clarity | 28.9 |

Regulatory layer — **Banking & Open Finance**: 72.2 (matched via tags).

## Agent readiness — 47.6 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (5)

- **Nopan Authentication APIs API** — This section covers the endpoints required for securely obtaining OAuth 2.0 access tokens to interact with the Nopan API. These APIs support machine-to-machine (M2M) authenticat...
- **Nopan Payment Processing APIs API** — This section provides a set of operations for initiating and managing payments through the Nopan API. These endpoints enable clients to request payments, handle SCA, and track t...
- **Nopan Reporting APIs API** — This section provides endpoints for accessing and downloading financial reports generated by the Nopan platform. Reports are available for a range of types including transaction...
- **Nopan Testing APIs API** — The Nopan API includes a sandbox environment and test endpoints to help developers safely simulate, mock and validate payment flows without processing real transactions. These t...
- **Nopan Webhooks API** — API of the webhooks notifications Nopan will send if configured in the portal.

## MCP servers (1)

- **Nopan MCP Server** — Candidate MCP tool surface derived one-to-one from the Nopan OpenAPI operations. Nopan publishes an "AI Skills" guide (https://docs.nopan.com/guides/ai-skills) but no hosted/rem...

## Agentic access (1)

- **Nopan Agentic Access** — 16 operations · 12 acting

## Security (2)

- **Nopan Authentication** — oauth2/mutualTLS/http-bearer/jws-signing · 4 schemes
- **Nopan Domain Security** — TLSv1.3 · HSTS · DNSSEC

## Tags

Payments, Payment Service Provider, Account-to-Account, Wallet Payments, Open Banking, PSD2, Fintech, Europe, Tokenization, Recurring Payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/nopan/). Scores are computed from the provider's own public artifacts under a published rubric.