# Nomba

**Canonical:** https://apis.io/providers/nomba/  
**Website:** https://nomba.com  
**APIs profiled:** 14

Nomba is a Nigerian fintech platform that provides payment infrastructure for businesses, offering APIs for payment acceptance, transfers, virtual accounts, and cross-border payouts. Their developer platform enables merchants and platforms to integrate card payments, bank transfers, USSD, and QR code payments into applications.

## Kin Score — 36.0 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 36.0).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 72.2 |
| Governance | 13.6 |
| Contract Governance | 13.6 |
| Operational Transparency | 5.3 |
| Developer Ergonomics | 23.8 |
| Commercial Clarity | 13.2 |
| Access Clarity | 13.2 |

Regulatory layer — **Payments**: 32.8 (matched via tags).

## Agent readiness — 49.9 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | verified |
| Error Semantics | verified |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | derived |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: high).

## APIs (14)

- **Nomba Checkout SDK** — The Nomba Checkout SDK provides pre-built plugins and client libraries for integrating Nomba payment acceptance into websites and mobile applications. It includes an iOS SDK and...
- **Nomba Accounts API** — Endpoints for managing Nomba business accounts, retrieving account details, balances, and terminal assignments.
- **Nomba Authentication API** — Endpoints for obtaining, refreshing, and revoking OAuth2 access tokens used to authenticate requests to all Nomba APIs.
- **Nomba Card Charge API** — Endpoints for submitting card details, processing OTP verification, and managing the card payment flow.
- **Nomba Checkout Orders API** — Endpoints for creating and managing online checkout orders that support multiple payment channels.
- **Nomba Corridors API** — Endpoints for listing supported payout corridors and their configurations.
- **Nomba Exchange Rates API** — Endpoints for fetching and locking live exchange rates for cross-border payouts.
- **Nomba Order Management API** — Endpoints for retrieving order details and managing checkout transactions.
- **Nomba Payouts API** — Endpoints for initiating and tracking cross-border payout transactions.
- **Nomba Saved Cards API** — Endpoints for retrieving and managing customer saved cards.
- **Nomba Tokenized Cards API** — Endpoints for managing and charging tokenized card data for returning customers.
- **Nomba Transactions API** — Endpoints for retrieving transaction history, filtering transactions, and querying transaction details for reconciliation and reporting.
- **Nomba Transfers API** — Endpoints for bank lookups, account verification, and initiating domestic fund transfers to bank accounts and between wallets.
- **Nomba Virtual Accounts API** — Endpoints for creating, fetching, filtering, updating, and expiring virtual bank accounts used for payment collection.

## Agentic access (1)

- **Nomba Agentic Access** — 32 operations · 20 acting · 1 human-in-the-loop

## Security (2)

- **Nomba Authentication** — http · 1 scheme
- **Nomba Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Nomba Plans Pricing**

## Tags

Payments, Fintech, Banking, Transfers, Virtual Accounts, Checkout, Cross-Border Payments, Cards

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/nomba/). Scores are computed from the provider's own public artifacts under a published rubric.