# Noble

**Canonical:** https://apis.io/providers/noble/  
**Website:** https://www.benoble.io/  
**APIs profiled:** 0

Noble (operated by Benga Inc.) is a no-code risk and credit decisioning platform that provides risk infrastructure for the full customer lifecycle. Fintech companies, lenders, and banks use Noble to verify customer identity, aggregate and assess credit and financial-health data from multiple sources, build and launch automated underwriting and decisioning workflows with a no-code Workflow Builder, and monitor customer behavior and creditworthiness over time. Noble exposes this capability as a SaaS platform, an API, and an embeddable widget, plus pre-built data-partner integrations, so teams can build, launch, and scale digital financial products faster. Founded in 2021 and based in San Mateo, California, Noble is a Y Combinator company backed by Insight Partners, Paradigm, and Polychain.

## Kin Score — 10.2 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 10.2).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 14.3 |
| Commercial Clarity | 17.1 |
| Access Clarity | 17.1 |

Regulatory layer — **Insurance**: 15.2 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Noble Domain Security** — DMARC

## Tags

Company, Risk, Credit Decisioning, Underwriting, Fintech, Financial-Services, Identity Verification, Lending, No-Code

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/noble/). Scores are computed from the provider's own public artifacts under a published rubric.