# Noah

**Canonical:** https://apis.io/providers/noah/  
**Website:** https://www.patchhomes.com  
**APIs profiled:** 0

Noah (originally founded as Patch Homes in 2016 and rebranded to Noah in 2020) was a US-based home-equity investment fintech backed by Union Square Ventures. It offered homeowners up-front financing in exchange for a share of their home's future appreciation, as an interest-free, no-monthly-payment alternative to a HELOC or cash-out refinance. The company raised roughly $156M across five rounds from seven investors before ceasing operations in 2024. This record is retained in the API Evangelist network as a historical VC-portfolio lead; no live public API, developer portal, or documentation surface was found during enrichment.

## Kin Score — 5.0 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 5.0).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Tags

Company, Fintech, Home Equity, Mortgage, Real-Estate, Lending, Financial-Services, Defunct

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/noah/). Scores are computed from the provider's own public artifacts under a published rubric.