# Nium

**Canonical:** https://apis.io/providers/nium/  
**APIs profiled:** 6

Nium is a global payments infrastructure platform for cross-border payouts, collections, FX, and card issuing. Serves financial institutions, fintechs, and corporates with a single API.

## Kin Score — 6.8 / 100 (minimal)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 6.8).

| Facet | Score |
|---|---|
| Discoverability | 64.8 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 5.3 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 13.2 |
| Access Clarity | 13.2 |

Regulatory layer — **Payments**: 9.4 (matched via tags).

## Agent readiness — 2.5 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (6)

- **Nium Payout API** — Cross-border payouts to bank accounts, cards and wallets in 220+ countries with real-time delivery in 100+.
- **Nium Payin API** — Accept payments via bank transfers, cards and wallets across 35+ countries.
- **Nium Wallet API** — Multi-currency virtual wallets for storing and managing funds.
- **Nium Cards API** — Issue and manage virtual and physical cards.
- **Nium FX API** — Real-time foreign exchange quotes and conversions.
- **Nium Onboarding API** — KYC/KYB onboarding flows for individuals and corporates.

## Security (1)

- **Nium Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Nium Plans Pricing**

## Tags

Fintech, Cross-Border, Payments, FX, Issuing

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/nium/). Scores are computed from the provider's own public artifacts under a published rubric.