# NG.Cash

**Canonical:** https://apis.io/providers/ngcash/  
**Website:** https://www.ng.cash/  
**APIs profiled:** 0

NG.CASH is a Brazilian digital banking platform built for the new generation (roughly ages 12 to 30), founded in 2021 and headquartered in Rio de Janeiro. Authorized by Brazil's Central Bank as a payment institution and electronic currency issuer, it offers a digital account with Pix instant payments, a personalized Mastercard prepaid and virtual card, bill payment, mobile top-ups, a savings feature ("Cofrinho"), allowance management, and a discount marketplace, plus credit products offered as a banking correspondent through partners such as BTG Pactual and QI SCD. NG.CASH is a consumer-facing mobile application (iOS and Android) with over three million active accounts; it publishes no public developer API, developer portal, or OpenAPI specification. This profile was surfaced as a portfolio company of a16z and enriched by the API Evangelist network from public sources.

## Kin Score — 8.6 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 8.6).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Payments**: 21.9 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Ngcash Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Digital Banking, Payments, Pix, Prepaid Cards, Brazil, Consumer Finance, Generation Z

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/ngcash/). Scores are computed from the provider's own public artifacts under a published rubric.