# Neobanks

**Canonical:** https://apis.io/providers/neobanks/  
**APIs profiled:** 4

A collection of APIs from leading neobanks and digital banking platforms including Revolut, Monzo, Starling Bank, N26, Nubank, Bunq, and others that offer modern banking services through developer-friendly APIs.

## Kin Score — 9.2 / 100 (minimal)

Scored 2026-08-24 under rubric 0.12.1. Trend: flat (+0.0 from 9.2).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 15.8 |
| Access Clarity | 15.8 |

Regulatory layer — **Banking & Open Finance**: 15.2 (matched via tags).

## Agent readiness — 3.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium — onboarding: unknown, pricing: freemium, trial: no (confidence: medium).

## APIs (4)

- **Revolut API** — Digital banking platform offering accounts, payments, and financial services.
- **Monzo API** — UK-based digital bank with API-first approach.
- **Starling Bank API** — UK digital bank with comprehensive developer platform.
- **Bunq API** — European neobank with extensive API capabilities.

## Security (2)

- **Neobanks Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Neobanks Vulnerability Disclosure** — security.txt · contact published

## Plans (1)

- **Neobanks Plans Pricing**

## Tags

Digital Banking, Fintech, Mobile Banking, Neobank, Open Banking

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/neobanks/). Scores are computed from the provider's own public artifacts under a published rubric.