# nCino **Canonical:** https://apis.io/providers/ncino/ **Website:** https://www.ncino.com/ **APIs profiled:** 86 nCino is a cloud banking software company whose platform runs commercial, small business, consumer and mortgage lending, deposit account opening, and portfolio analytics for banks and credit unions. Its public developer surface is split across two portals: the nCino Mortgage API (formerly SimpleNexus) at developer.ncinomortgage.com, an OAuth 2.0 client-credentials REST API of 251 operations across foundation, loans, loan applications, organizations, user management, RBAC, services and webhooks — plus 35 OpenAPI 3.1 webhook events and two OAuth-protected remote MCP servers for loan officers and administrators — and the nCino eVault API at developer.ncino.com, a 24-operation eNote registry, transfer and audit-log API. Platform, AI and Consumer Banking API reference sections on the developer portal are behind customer login. ## Kin Score — 40.4 / 100 (developing) Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 40.4). | Facet | Score | |---|---| | Discoverability | 87.0 | | Contract Quality | 64.3 | | Governance | 16.7 | | Contract Governance | 16.7 | | Operational Transparency | 26.3 | | Developer Ergonomics | 17.3 | | Commercial Clarity | 18.4 | | Access Clarity | 18.4 | Regulatory layer — **Banking & Open Finance**: 51.3 (matched via tags). ## Agent readiness — 56.7 (agent-ready) | Dimension | Value | |---|---| | Spec Presence | yes | | Agentic Access | no | | Reversibility Documented | no | | MCP Server | verified | | Auth Clarity | served | | Idempotency | no | | Error Semantics | verified | | OpenAPI Examples | partial | | Rate Limit Signal | no | | Event Surface Described | yes | | Agent Skills | derived | | Well Known Catalog | yes | | Consent Identity | no | | Agent Card | no | | Dry Run Mode | no | | Delegated Identity | served | | Protected Resource Metadata | verified | | Dynamic Client Registration | yes | | Agentic Commerce | no | ## APIs (86) - **nCino Mortgage MCP Servers** — Two hosted, remote Model Context Protocol servers for the nCino Mortgage platform — an LO server for loan officers and an Admin server for organization administrators. Both use ... - **nCino Account Assignment Webhooks API** — Webhook events pertaining to account assignment records - **nCino Audit Logs API** — The Audit Logs API from nCino — 1 operation(s) for audit logs. - **nCino Authentication API** — The Authentication API from nCino — 3 operation(s) for authentication. - **nCino Borrower Task Reminders API** — Endpoints pertaining to borrower task reminders - **nCino Borrowers API** — Endpoints pertaining to <>s in the nCino Mortgage platform - **nCino Branch Images API** — Endpoints pertaining to <> images - **nCino Branch Links API** — Endpoints pertaining to <> links - **nCino Branch Reports API** — Endpoints pertaining to <> reports - **nCino Branch State Licenses API** — Endpoints pertaining to <> <>s - **nCino Companies API** — Endpoints pertaining to <> records - **nCino Company Images API** — Endpoints pertaining to <> images - **nCino Company Links API** — Endpoints pertaining to <> <>s - **nCino Company Milestones API** — Endpoints pertaining to company milestones - **nCino Company Regions API** — Endpoints pertaining to <> regions - **nCino Company Reports API** — Endpoints pertaining to <> reports - **nCino Company State License Templates API** — Endpoints pertaining to company state license templates - **nCino Company State Licenses API** — Endpoints pertaining to <> state licenses - **nCino Connectivity API** — The Connectivity API from nCino — 1 operation(s) for connectivity. - **nCino Custom Form Requests API** — Endpoints pertaining to custom form requests (e.g. econsent, credit auth) - **nCino Doc Package Orders API** — Endpoints pertaining to doc package orders - **nCino Document Webhooks API** — Webhook events pertaining to loan document changes - **nCino Enotes API** — The Enotes API from nCino — 6 operation(s) for enotes. - **nCino Inquiry Tasks API** — Endpoints pertaining to inquiry <>s - **nCino Job Webhooks API** — Webhook events pertaining to jobs - **nCino Jobs API** — Endpoints pertaining to jobs - **nCino Links API** — Endpoints pertaining to links - **nCino Loan App Borrower Task Reminders API** — Endpoints pertaining to borrower task reminders - **nCino Loan App Custom Form Requests API** — Endpoints pertaining to custom form requests (e.g. econsent, credit auth) - **nCino Loan App Doc Tasks API** — Endpoints pertaining to loan doc <>s - **nCino Loan App Inquiry Tasks API** — Endpoints pertaining to inquiry <>s - **nCino Loan Application Borrowers API** — Endpoints pertaining to loan application borrowers - **nCino Loan Application (Nested) API** — Endpoints pertaining to a loan application in nested format. - **nCino Loan Application (Nested) Assets API** — Endpoints pertaining to a loan application's assets. > 🚧 Interim identifier scheme `_id` is an opaque string, stable only for the lifetime of the loan application's current fiel... - **nCino Loan Application (Nested) Borrower Incomes API** — Endpoints pertaining to a loan application's borrower's income sources. > 🚧 Interim identifier scheme `_id` is an opaque string, stable only for the lifetime of the loan applica... - **nCino Loan Application (Nested) Co-borrower Incomes API** — Endpoints pertaining to a loan application's co-borrower's income sources. > 🚧 Interim identifier scheme `_id` is an opaque string, stable only for the lifetime of the loan appl... - **nCino Loan Application (Nested) Expenses API** — Endpoints pertaining to a loan application's expenses. > 🚧 Interim identifier scheme `_id` is an opaque string, stable only for the lifetime of the loan application's current fi... - **nCino Loan Application (Nested) Liabilities API** — Endpoints pertaining to a loan application's liabilities. > 🚧 Interim identifier scheme `_id` is an opaque string, stable only for the lifetime of the loan application's current... - **nCino Loan Application Webhooks API** — Webhook events pertaining to loan applications - **nCino Loan Applications API** — Endpoints pertaining to loan applications - …and 46 more, listed in full on the page. ## MCP servers (1) - **nCino MCP Server** ## Security (3) - **Ncino Authentication** — http/oauth2 · 3 schemes - **Ncino Domain Security** — TLSv1.3 · HSTS · DMARC - **Ncino Trust Center** — SOC 2, ISO 27001 ## Tags Company, Banking, Financial-Services, Lending, Mortgage, Loan Origination, Deposits, Credit Unions, Salesforce, eVault, eNote, Webhook, MCP --- Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/ncino/). Scores are computed from the provider's own public artifacts under a published rubric.