# Nayya

**Canonical:** https://apis.io/providers/nayya/  
**Website:** https://nayya.com  
**APIs profiled:** 11

Nayya is an AI-powered health and wealth benefits decision-support platform used by employers, brokers, carriers, and benefits-administration partners to help employees choose and use their benefits. Its "Choose" experience delivers personalized plan recommendations, and its agentic adviser can answer benefits questions and file supplemental-health claims on an employee's behalf. Nayya exposes a partner-facing REST API — Nayya Integrate — with three surfaces (Accounts, Benefits, and Choose) that let integrators map employers, employees, and dependents, configure benefits, snapshot an employee's context, retrieve recommendations, and record enrollments, plus an embedded UI that partners drop into their own enrollment flow via SSO.

## Kin Score — 52.2 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 52.2).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 55.1 |
| Governance | 30.3 |
| Contract Governance | 30.3 |
| Operational Transparency | 26.3 |
| Developer Ergonomics | 58.9 |
| Commercial Clarity | 36.8 |
| Access Clarity | 36.8 |

Regulatory layer — **Insurance**: 54.5 (matched via tags).

## Agent readiness — 33.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | partial |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (11)

- **Nayya Benefits API** — The Benefits API from Nayya — 4 operation(s) for benefits.
- **Nayya Carriers API** — The Carriers API from Nayya — 1 operation(s) for carriers.
- **Nayya Connections API** — The Connections API from Nayya — 2 operation(s) for connections.
- **Nayya Dependents API** — The Dependents API from Nayya — 2 operation(s) for dependents.
- **Nayya Employees API** — The Employees API from Nayya — 2 operation(s) for employees.
- **Nayya Employers API** — The Employers API from Nayya — 3 operation(s) for employers.
- **Nayya Enrollments API** — The Enrollments API from Nayya — 2 operation(s) for enrollments.
- **Nayya Recommendations API** — The Recommendations API from Nayya — 1 operation(s) for recommendations.
- **Nayya Rule Templates API** — The Rule Templates API from Nayya — 1 operation(s) for rule templates.
- **Nayya Snapshots API** — The Snapshots API from Nayya — 1 operation(s) for snapshots.
- **Nayya Token API** — The Token API from Nayya — 1 operation(s) for token.

## MCP servers (1)

- **Nayya MCP Server**

## Agentic access (1)

- **Nayya Agentic Access** — 35 operations · 21 acting

## Security (4)

- **Nayya Authentication** — http · 1 scheme
- **Nayya Domain Security** — TLSv1.3 · HSTS · DMARC
- **Nayya Vulnerability Disclosure** — Hackerone · contact published
- **Nayya Trust Center** — SOC 2, HIPAA

## Tags

Company, Employee Benefits, Insurance, Insurtech, Health, Decision Support, HR Tech, Enrollment, Recommendations, Artificial Intelligence

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/nayya/). Scores are computed from the provider's own public artifacts under a published rubric.