# NAKAD

**Canonical:** https://apis.io/providers/nakad/  
**Website:** https://www.nakad.co/  
**APIs profiled:** 0

NAKAD is India's leading Reconciliation-as-a-Service platform, a fintech delivering cash-flow and working-capital solutions to small businesses and MSMEs. Its proprietary MicroBill technology enables lending and loans through invoice discounting, invoice factoring and reverse factoring so suppliers receive early payment, with built-in reconciliation for accounts receivable, accounts payable, payments, debit notes, credit notes and banking. Backed by Accel. No public developer API surface, documentation, SDKs, or well-known discovery documents were found during enrichment.

## Kin Score — 1.5 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 1.5).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Payments**: 9.4 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Nakad Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Fintech, Reconciliation, Invoice Financing, Working Capital, MSME, Lending, Payments, India

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/nakad/). Scores are computed from the provider's own public artifacts under a published rubric.