# N26

**Canonical:** https://apis.io/providers/n26/  
**Website:** https://n26.com/en-us/  
**APIs profiled:** 0

N26 is a European mobile-first neobank founded in 2013 and headquartered in Berlin, Germany, offering fully digital current accounts, debit and virtual cards, spending analytics, sub-accounts (Spaces), overdraft, savings, and investment products across the EU, delivered through iOS and Android apps and a web banking interface. Surfaced as a portfolio company of Earlybird and Insight Partners in the fintech sector. As of this enrichment pass, N26 is a consumer bank that publishes no public developer API, developer portal, SDKs, or /.well-known/ discovery surface; its integrations are handled through private business partnerships rather than self-service API access.

## Kin Score — 8.6 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 8.6).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 17.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **N26 Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Banking, Neobank, Digital Banking, Payments, Europe, Consumer Finance

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/n26/). Scores are computed from the provider's own public artifacts under a published rubric.