# MX Technologies **Canonical:** https://apis.io/providers/mx-technologies/ **Website:** https://www.mx.com/ **APIs profiled:** 31 MX Technologies is a financial data connectivity platform that provides REST APIs for account aggregation, data cleansing, transaction categorization, and open banking connectivity across more than 16,000 financial institutions. The platform powers money experiences for over 2,000 banks, credit unions, and fintechs by turning raw, unstructured financial data into actionable intelligence. MX offers a suite of APIs including the Platform API for core aggregation and data services, the Atrium legacy API, SSO and authentication APIs, and a Data Access API built to FDX standards for permissioned open banking data sharing. Developers have access to OpenAPI specifications, SDKs in Node.js, Python, Java, Ruby, and Go, plus a hosted Connect Widget for rapid integration. ## Kin Score — 49.4 / 100 (developing) Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 49.4). | Facet | Score | |---|---| | Discoverability | 74.1 | | Contract Quality | 70.3 | | Governance | 25.0 | | Contract Governance | 25.0 | | Operational Transparency | 50.0 | | Developer Ergonomics | 23.8 | | Commercial Clarity | 47.4 | | Access Clarity | 47.4 | Regulatory layer — **Banking & Open Finance**: 35.4 (matched via tags). ## Agent readiness — 29.1 (agent-aware) | Dimension | Value | |---|---| | Spec Presence | yes | | Agentic Access | derived | | Reversibility Documented | no | | MCP Server | no | | Auth Clarity | yes | | Idempotency | no | | Error Semantics | no | | OpenAPI Examples | no | | Rate Limit Signal | documented | | Event Surface Described | no | | Agent Skills | no | | Well Known Catalog | no | | Consent Identity | no | | Agent Card | no | | Dry Run Mode | no | ## Access Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high). ## APIs (31) - **MX Atrium API** — The legacy MX financial data connectivity API supporting over 48,000 data connections to thousands of financial institutions. Provides secure access to user accounts and transac... - **MX SSO API** — A RESTful authentication API used to authenticate users on the MX Platform and generate widget URLs for Personal Finance Management and Financial Insights widgets. Supports both... - **MX Data Access API** — An open finance API built to FDX standards enabling permissioned data sharing with consumer consent management. Supports Account Owner Identity, statements, transaction history,... - **MX Batch API** — Enables processing of bulk operations and batch requests on the MX platform, supporting large-scale data operations for financial institutions and fintech partners. - **MX Reporting API** — Supports reporting functionality and analytics for financial institutions and fintech partners integrating with the MX platform. - **MX Technologies accounts API** — The accounts API from MX Technologies — 13 operation(s) for accounts. - **MX Technologies ach return API** — The ach return API from MX Technologies — 2 operation(s) for ach return. - **MX Technologies budgets API** — The budgets API from MX Technologies — 3 operation(s) for budgets. - **MX Technologies categories API** — The categories API from MX Technologies — 5 operation(s) for categories. - **MX Technologies goals API** — The goals API from MX Technologies — 3 operation(s) for goals. - **MX Technologies insights API** — The insights API from MX Technologies — 9 operation(s) for insights. - **MX Technologies institutions API** — The institutions API from MX Technologies — 5 operation(s) for institutions. - **MX Technologies investment holdings API** — The investment holdings API from MX Technologies — 5 operation(s) for investment holdings. - **MX Technologies managed data API** — The managed data API from MX Technologies — 7 operation(s) for managed data. - **MX Technologies managed data [deprecated] API** — The managed data [deprecated] API from MX Technologies — 7 operation(s) for managed data [deprecated]. - **MX Technologies members API** — The members API from MX Technologies — 20 operation(s) for members. - **MX Technologies merchants API** — The merchants API from MX Technologies — 3 operation(s) for merchants. - **MX Technologies microdeposits API** — The microdeposits API from MX Technologies — 4 operation(s) for microdeposits. - **MX Technologies monthly cash flow profile API** — The monthly cash flow profile API from MX Technologies — 2 operation(s) for monthly cash flow profile. - **MX Technologies notifications API** — The notifications API from MX Technologies — 2 operation(s) for notifications. - **MX Technologies processor token API** — The processor token API from MX Technologies — 7 operation(s) for processor token. - **MX Technologies rewards API** — The rewards API from MX Technologies — 5 operation(s) for rewards. - **MX Technologies spending plan API** — The spending plan API from MX Technologies — 9 operation(s) for spending plan. - **MX Technologies statements API** — The statements API from MX Technologies — 5 operation(s) for statements. - **MX Technologies taggings API** — The taggings API from MX Technologies — 2 operation(s) for taggings. - **MX Technologies tags API** — The tags API from MX Technologies — 2 operation(s) for tags. - **MX Technologies transaction rules API** — The transaction rules API from MX Technologies — 2 operation(s) for transaction rules. - **MX Technologies transactions API** — The transactions API from MX Technologies — 19 operation(s) for transactions. - **MX Technologies users API** — The users API from MX Technologies — 3 operation(s) for users. - **MX Technologies verifiable credentials API** — The verifiable credentials API from MX Technologies — 3 operation(s) for verifiable credentials. - **MX Technologies widgets API** — The widgets API from MX Technologies — 4 operation(s) for widgets. ## Agentic access (1) - **Mx Technologies Agentic Access** — 335 operations · 143 acting ## Security (4) - **Mx Technologies Authentication** — http · 2 schemes - **Mx Technologies Domain Security** — TLSv1.3 · HSTS · DMARC - **Mx Technologies Vulnerability Disclosure** — security.txt · contact published - **Mx Technologies Trust Center** — SOC 2, PCI DSS ## Plans (1) - **Mx Technologies Plans Pricing** ## Tags Financial Data, Account Aggregation, Open Banking, Data Connectivity, Fintech, Transaction Categorization, Data Enhancement, FDX, Account Verification, Personal Finance --- Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/mx-technologies/). Scores are computed from the provider's own public artifacts under a published rubric.