# Mutual of America Life Insurance Company

**Canonical:** https://apis.io/providers/mutual-of-america-life-insurance/  
**Website:** https://www.mutualofamerica.com  
**APIs profiled:** 0

Mutual of America Life Insurance Company is a mutual life insurance and retirement services provider headquartered in New York City, offering employer-sponsored retirement plans — 401(k), 403(b), 401(a) and 457 deferred compensation — alongside individual retirement products including Traditional, Roth, Rollover, Managed, Self-Select and Inherited IRAs, flexible premium annuities and interest-account and investment options. It serves nonprofit, business, governmental and tribal employers and their employees through a plan administration portal, payroll integration services, online enrollment and salary deferral, and automatic enrollment. Mutual of America publishes no public developer program, API reference or machine-readable API contract; the only machine-readable discovery documents it serves are the OpenID Connect and OAuth 2.0 authorization-server metadata on its customer identity host, login.mutualofamerica.com.

## Kin Score — 22.0 / 100 (emerging)

Scored 2026-09-03 under rubric 0.18.2. Trend: flat (+0.0 from 22.0).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 19.0 |
| Commercial Clarity | 27.6 |
| Access Clarity | 27.6 |

Regulatory layer — **Insurance**: 63.6 (matched via tags).

## Agent readiness — 17.6 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | served |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | served |
| Protected Resource Metadata | no |
| Dynamic Client Registration | yes |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Mutual Of America Life Insurance Authentication** — 2 schemes
- **Mutual Of America Life Insurance Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Mutual Of America Life Insurance Plans Pricing**

## Tags

Insurance, Life Insurance, Retirement, Financial-Services, Pensions, Annuities, Wealth Management, Identity

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/mutual-of-america-life-insurance/). Scores are computed from the provider's own public artifacts under a published rubric.