# MOVE Bank

**Canonical:** https://apis.io/providers/move-bank/  
**Website:** https://www.movebank.com.au/  
**APIs profiled:** 7

MOVE Bank is a 100% customer-owned Australian mutual bank operated by MoveBank Ltd (ABN 91 087 651 090, AFSL/Australian credit licence 234 536), headquartered in Brisbane, Queensland. Founded in 1968 as Railways Credit Union to serve railway workers and their families, it rebranded to MOVE Bank in 2018 to serve the broader transport and logistics community nationally, and today manages more than $750 million in assets across transaction and savings accounts, term deposits, home and personal loans, and insurance. As an authorised deposit-taking institution, MOVE Bank participates in Australia's Consumer Data Right (CDR / Open Banking) as a data holder, exposing a public, unauthenticated Product Reference Data (PRD) API conforming to the Data Standards Body's Consumer Data Standards, alongside the accredited, consent-based consumer data sharing surface governed by the CDR security profile.

## Kin Score — 32.9 / 100 (thin)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 32.9).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 51.0 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 30.4 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 50.6 (matched via tags).

## Agent readiness — 34.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (7)

- **MOVE Bank Banking Account Balances API** — Banking Account Balance endpoints
- **MOVE Bank Banking Account Direct Debits API** — Banking Account Direct Debit endpoints
- **MOVE Bank Banking Account Scheduled Payments API** — Banking Account Scheduled Payment endpoints
- **MOVE Bank Banking Account Transactions API** — Banking Account Transaction endpoints
- **MOVE Bank Banking Accounts API** — Banking Account endpoints
- **MOVE Bank Banking Payees API** — Banking Payee endpoints
- **MOVE Bank Banking Products API** — Banking Product endpoints

## MCP servers (1)

- **MOVE Bank MCP Server**

## Agentic access (1)

- **Move Bank Agentic Access** — 19 operations · 3 acting

## Security (2)

- **Move Bank Authentication** — none/oauth2/openIdConnect/mutualTLS · 0 schemes
- **Move Bank Domain Security** — TLSv1.2 · HSTS · DMARC

## Tags

Financial, Banks, Open Banking, CDR, Consumer Banking, Mutual Bank, Australia, Product Reference Data

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/move-bank/). Scores are computed from the provider's own public artifacts under a published rubric.