# Morty

**Canonical:** https://apis.io/providers/morty/  
**Website:** https://morty.com/  
**APIs profiled:** 0

Morty is a digital mortgage platform and modular, embeddable mortgage infrastructure company (a Techstars-backed fintech). It gives loan officers, brokers, realtors, and fintech partners an all-in-one, compliance-ready stack to launch and scale a mortgage business without building from scratch: a Loan Origination System (LOS), Point-of-Sale (POS), a real-time Product & Pricing Engine (PPE), a lender network (25+ lenders), processing and fulfillment, and Rosey AI automation. Partners can embed mortgage into their own product via Morty's embeddable widgets and "real-time pricing, eligibility, and overlays via API," with an API key provisioned through a partnership (Contact Sales). Morty publishes no public OpenAPI, developer portal, or /.well-known API surface today — the API is partner-gated.

## Kin Score — 23.7 / 100 (emerging)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 23.7).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Operational Transparency | 15.8 |
| Developer Ergonomics | 34.8 |
| Commercial Clarity | 44.7 |

## Agent readiness — 9.0 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## Security (2)

- **Morty Authentication** — apiKey · 1 scheme
- **Morty Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Mortgage, Lending, Fintech, Mortgage Infrastructure, Loan Origination, Pricing Engine, Embedded Finance, API

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/morty/). Scores are computed from the provider's own public artifacts under a published rubric.