# Moov

**Canonical:** https://apis.io/providers/moov/  
**Website:** https://moov.io/  
**APIs profiled:** 16

Moov is a financial infrastructure platform that enables developers to embed money movement capabilities directly into their applications. Their developer platform provides a RESTful API, client-side JavaScript SDK, pre-built UI components, and official backend SDKs across multiple languages for building compliant, full-featured financial products.

## Kin Score — 58.4 / 100 (strong)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 58.4).

| Facet | Score |
|---|---|
| Discoverability | 72.2 |
| Contract Quality | 86.9 |
| Governance | 11.4 |
| Contract Governance | 11.4 |
| Operational Transparency | 52.6 |
| Developer Ergonomics | 50.0 |
| Commercial Clarity | 51.3 |
| Access Clarity | 51.3 |

Regulatory layer — **Banking & Open Finance**: 38.0 (matched via tags).

## Agent readiness — 32.4 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | derived |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Paid · Self-serve signup — onboarding: self-serve, pricing: paid, trial: no (confidence: high).

## APIs (16)

- **Moov.js** — Moov.js is a client-side JavaScript SDK designed to streamline interactions with the Moov API while keeping personally identifiable information out of developer infrastructure. ...
- **Moov Drops** — Moov Drops are pre-built, drop-in web UI components for complicated payment and account management flows. These components securely collect payment and account information from ...
- **Moov Backend SDKs** — Moov provides official server-side client libraries for interacting with the Moov API across multiple programming languages, including Go, TypeScript, Python, Java, PHP, Ruby, a...
- **Moov Accounts API** — Create and manage Moov accounts representing individual or business legal entities. Accounts are the foundation for all money movement operations.
- **Moov Authentication API** — OAuth2 access token creation and revocation for API authentication.
- **Moov Bank Accounts API** — Link and manage bank accounts as funding sources for ACH and RTP transfers. Includes micro-deposit and instant verification flows.
- **Moov Capabilities API** — Request and manage capabilities that enable specific financial operations on an account, such as send-funds or collect-funds.
- **Moov Cards API** — Link and manage debit and credit cards as payment sources on Moov accounts.
- **Moov Disputes API** — Manage card payment disputes including evidence submission, acceptance, and lifecycle tracking for chargeback resolution.
- **Moov Payment Links API** — Create and manage shareable payment links that allow customers to pay via card or bank account without custom code.
- **Moov Payment Methods API** — Retrieve the available payment methods on an account, including bank accounts, cards, and wallets, which can be used as transfer sources or destinations.
- **Moov Refunds API** — Create and retrieve refunds for completed card transfers, including full and partial refund support.
- **Moov Representatives API** — Manage business representatives associated with a Moov account for KYB compliance and ownership verification.
- **Moov Sweeps API** — Configure automatic daily transfers from a Moov wallet to an external bank account on a set schedule using ACH or RTP rails.
- **Moov Transfers API** — Initiate and manage money movement between Moov accounts. Supports ACH, RTP, and card rails with full lifecycle tracking.
- **Moov Wallets API** — Create and manage Moov digital wallets that hold funds within the platform. Supports wallet transactions and balance adjustments.

## Agentic access (1)

- **Moov Agentic Access** — 68 operations · 36 acting · 4 human-in-the-loop

## Security (3)

- **Moov Authentication** — http · 1 scheme
- **Moov Domain Security** — TLSv1.3 · HSTS · DMARC
- **Moov Trust Center** — SOC 2

## Plans (1)

- **Moov Plans Pricing**

## Tags

Banking, Embedded Finance, Financial Infrastructure, Money Movement, Payments, Transfers

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/moov/). Scores are computed from the provider's own public artifacts under a published rubric.