# Monto

**Canonical:** https://apis.io/providers/monto/  
**Website:** https://montopay.com/  
**APIs profiled:** 0

Monto is a B2B payments platform that automates supplier-side billing and collection across customer accounts-payable (AP) portals. It connects suppliers to 500+ AP platforms, using AI to deliver and format invoices per portal, verify data, match invoices to purchase orders, track invoice and payment status in real time, and retrieve remittance details end to end. Integrations include a NetSuite bundle (Send to Monto), generic ERP integration, and email or web upload. Monto reports $10B+ collected across 67 countries. The company is SOC 2 Type II audited. Monto is backed by Scale Venture Partners. This profile has no public developer API or documentation surface as of enrichment.

## Kin Score — 3.1 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 3.1).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 7.9 |
| Access Clarity | 7.9 |

Regulatory layer — **Payments**: 9.4 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Monto Domain Security** — TLSv1.3 · DNSSEC · DMARC
- **Monto Trust Center** — SOC 2 Type II

## Tags

Company, Fintech, B2B Payments, Accounts Payable, Invoicing, Collection, Supplier Portals, ERP Integration

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/monto/). Scores are computed from the provider's own public artifacts under a published rubric.