# Monite

**Canonical:** https://apis.io/providers/monite/  
**Website:** https://docs.monite.com/api/concepts/overview  
**APIs profiled:** 5

Monite (Monite GmbH) is an embedded finance API platform that lets neobanks and B2B SaaS platforms add invoicing, accounts payable automation, payments and related financial workflows to their own products, with a fully embeddable SDK and UI components. Its REST API (api.monite.com, with a sandbox at api.sandbox.monite.com) is documented at docs.monite.com, and the company publishes a public API style guide with Spectral rules on GitHub.

## Kin Score — 67.2 / 100 (exemplar)

Scored 2026-10-09 under rubric 0.23.0.

| Facet | Score |
|---|---|
| Discoverability | 70.0 |
| Contract Quality | 74.2 |
| Contract Governance | 76.5 |
| Operational Transparency | 57.9 |
| Developer Ergonomics | 70.8 |
| Access Clarity | 42.1 |

Regulatory layer — **Payments**: 35.7 (matched via tags).

## Agent readiness — 42.1 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## APIs (70)

- **Monite Access tokens API** — The Access tokens API from Monite — 2 operation(s) for access tokens.
- **Monite Accounting connections API** — The Accounting connections API from Monite — 4 operation(s) for accounting connections.
- **Monite Accounting data pull API** — The Accounting data pull API from Monite — 4 operation(s) for accounting data pull.
- **Monite Accounting synchronized records API** — The Accounting synchronized records API from Monite — 3 operation(s) for accounting synchronized records.
- **Monite Accounting tax rates API** — The Accounting tax rates API from Monite — 2 operation(s) for accounting tax rates.
- **Monite Analytics API** — The Analytics API from Monite — 3 operation(s) for analytics.
- **Monite Approval policies API** — The Approval policies API from Monite — 6 operation(s) for approval policies.
- **Monite Approval requests API** — The Approval requests API from Monite — 5 operation(s) for approval requests.
- **Monite Batch payment links API** — The Batch payment links API from Monite — 3 operation(s) for batch payment links.
- **Monite Batch payments API** — The Batch payments API from Monite — 2 operation(s) for batch payments.
- **Monite Comments API** — The Comments API from Monite — 2 operation(s) for comments.
- **Monite Cost centers API** — The Cost centers API from Monite — 2 operation(s) for cost centers.
- **Monite Counterpart addresses API** — The Counterpart addresses API from Monite — 3 operation(s) for counterpart addresses.
- **Monite Counterpart bank accounts API** — The Counterpart bank accounts API from Monite — 4 operation(s) for counterpart bank accounts.
- **Monite Counterpart contacts API** — The Counterpart contacts API from Monite — 3 operation(s) for counterpart contacts.
- **Monite Counterpart e-invoicing credentials API** — The Counterpart e-invoicing credentials API from Monite — 2 operation(s) for counterpart e-invoicing credentials.
- **Monite Counterpart VAT IDs API** — The Counterpart VAT IDs API from Monite — 2 operation(s) for counterpart vat ids.
- **Monite Counterparts API** — The Counterparts API from Monite — 3 operation(s) for counterparts.
- **Monite Credit notes API** — The Credit notes API from Monite — 13 operation(s) for credit notes.
- **Monite Custom VAT rates API** — The Custom VAT rates API from Monite — 2 operation(s) for custom vat rates.
- **Monite Data export API** — The Data export API from Monite — 3 operation(s) for data export.
- **Monite Data export - extra data API** — The Data export - extra data API from Monite — 2 operation(s) for data export - extra data.
- **Monite Delivery notes API** — The Delivery notes API from Monite — 4 operation(s) for delivery notes.
- **Monite E-invoicing connections API** — The E-invoicing connections API from Monite — 3 operation(s) for e-invoicing connections.
- **Monite E-invoicing search API** — The E-invoicing search API from Monite — 1 operation(s) for e-invoicing search.
- **Monite Entities API** — The Entities API from Monite — 10 operation(s) for entities.
- **Monite Entity bank account verifications API** — The Entity bank account verifications API from Monite — 5 operation(s) for entity bank account verifications.
- **Monite Entity bank accounts API** — The Entity bank accounts API from Monite — 4 operation(s) for entity bank accounts.
- **Monite Entity onboarding data API** — The Entity onboarding data API from Monite — 1 operation(s) for entity onboarding data.
- **Monite Entity persons API** — The Entity persons API from Monite — 2 operation(s) for entity persons.
- **Monite Entity users API** — The Entity users API from Monite — 4 operation(s) for entity users.
- **Monite Entity VAT IDs API** — The Entity VAT IDs API from Monite — 2 operation(s) for entity vat ids.
- **Monite Events API** — The Events API from Monite — 2 operation(s) for events.
- **Monite Files API** — The Files API from Monite — 2 operation(s) for files.
- **Monite Financing API** — The Financing API from Monite — 3 operation(s) for financing.
- **Monite Ledger accounts API** — The Ledger accounts API from Monite — 2 operation(s) for ledger accounts.
- **Monite Mail templates API** — The Mail templates API from Monite — 5 operation(s) for mail templates.
- **Monite Mailbox domains API** — The Mailbox domains API from Monite — 3 operation(s) for mailbox domains.
- **Monite Mailboxes API** — The Mailboxes API from Monite — 3 operation(s) for mailboxes.
- **Monite Measure units API** — The Measure units API from Monite — 2 operation(s) for measure units.
- …and 30 more, listed in full on the page.

## MCP servers (1)

- **Monite Docs MCP Server** — Monite's llms.txt instructs AI clients (Claude Code, Cursor, etc.) to connect to the MCP server at https://docs.monite.com/_mcp/server. It is a Fern-hosted documentation MCP ser...

## Agentic access (1)

- **Monite Agentic Access** — 408 operations · 246 acting · 4 human-in-the-loop

## Security (2)

- **Monite Authentication** — http/oauth2-style token endpoint · 1 scheme
- **Monite Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Monite Plans Pricing**

## Tags

Company, Embedded Finance, Invoicing, Accounts Payable, Payments, B2B, Fintech, SaaS

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/monite/). Scores are computed from the provider's own public artifacts under a published rubric.