# Moneyhub

**Canonical:** https://apis.io/providers/moneyhub/  
**Website:** https://www.moneyhub.com/  
**APIs profiled:** 2

Moneyhub is a UK open banking and open finance platform, headquartered in London with offices in Bristol and Ljubljana, that lets banks, pension providers, wealth managers, insurers and fintechs embed account aggregation, transaction data enrichment, financial insight and account-to-account payment initiation into their own products. Regulated by the FCA as an Account Information Service Provider (AISP), Payment Initiation Service Provider (PISP) and Credit Information Services Provider (CISP), Moneyhub ships a genuinely API-first surface: a RESTful, Swagger/OpenAPI-documented Data & Intelligence API for AIS aggregation, enrichment and affordability, and an Open Banking Payments API that initiates instant Faster Payments over the UK's Open Banking rails as a cheaper alternative to cards and direct debits. Authentication and payment consent run entirely through an OpenID Connect / OAuth2 identity layer at identity.moneyhub.co.uk, with client-credentials, authorization-code and jwt-bearer grants and fine-grained scopes for data and payment initiation.

## Kin Score — 57.5 / 100 (strong)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 57.5).

| Facet | Score |
|---|---|
| Discoverability | 87.0 |
| Contract Quality | 51.6 |
| Governance | 20.8 |
| Operational Transparency | 63.2 |
| Developer Ergonomics | 67.4 |
| Commercial Clarity | 50.0 |

Regulatory layer — **Banking & Open Finance**: 67.1 (matched via tags).

## Agent readiness — 39.2 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## APIs (2)

- **Moneyhub Data & Intelligence API** — The Moneyhub Data API (v2.0) is a RESTful, JSON, bearer-token API for Open Banking account aggregation and financial intelligence: connect accounts, read balances, holdings, sta...
- **Moneyhub Open Banking Payments API** — Moneyhub's Open Banking Payments API initiates account-to-account payments (Payment Initiation Service) over the UK Faster Payments rails as a cheaper, near-instant alternative ...

## MCP servers (1)

- **moneyhub-mcp.yml**

## Agentic access (1)

- **Moneyhub Agentic Access** — 77 operations · 36 acting

## Security (4)

- **Moneyhub Authentication** — oauth2/openIdConnect/http · 3 schemes
- **Moneyhub Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Moneyhub Vulnerability Disclosure** — disclosure policy published
- **Moneyhub Trust Center** — ISO 27001

## Tags

Payments, United Kingdom, Open Banking, Open Finance, Account-to-Account, Payment Initiation, Data Aggregation, AISP, PISP, Fintech

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/moneyhub/). Scores are computed from the provider's own public artifacts under a published rubric.