# Monarch Money

**Canonical:** https://apis.io/providers/monarchmoney-com/  
**Website:** https://www.monarchmoney.com/  
**APIs profiled:** 0

Monarch provides a personal finance app that lets users connect bank accounts, credit cards, loans, real estate, and investments to view all financial data in one place. The app offers tracking, budgeting, goal planning, and collaborative features for partners or advisors at no extra cost. It is available on web, iOS, and Android and syncs with over 13,000 financial institutions.

## Kin Score — 28.3 / 100 (thin)

Scored 2026-10-31 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 41.1 |
| Contract Quality | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 26.3 |
| Developer Ergonomics | 28.6 |
| Access Clarity | 68.4 |

Regulatory layer — **Horizontal (data, software, accessibility, platform)**: 24.5 (matched via fallback).

## Agent readiness — 21.8 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | served |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | served |
| Protected Resource Metadata | verified |
| Dynamic Client Registration | yes |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |

## Security (2)

- **Monarchmoney Com Domain Security** — TLSv1.3 · DMARC
- **Monarchmoney Com Trust Center** — SOC 2

## Plans (1)

- **Monarchmoney Com Plans Pricing**

## Tags

Personal Finance, Budgeting, Financial Planning

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/monarchmoney-com/). Scores are computed from the provider's own public artifacts under a published rubric.