# Modak

**Canonical:** https://apis.io/providers/modak/  
**Website:** https://www.modakmakers.com/  
**APIs profiled:** 0

Modak (Modak Makers) is a US consumer fintech that offers a family money-management app built around a free Visa debit card for kids and teens. Parents can assign chores and automate allowance, set savings goals with reward boosts, and use co-parenting tools, gift links, ATM access, bill splitting, and spending controls such as instant alerts, card freeze, and biometric security. Kids earn MBX reward points through daily steps and challenges that convert to pocket money, so they learn to spend, save, and manage money in real life. Modak is delivered as a mobile consumer application and does not publish a public developer API, SDK, or developer portal. Backed by GGV Capital.

## Kin Score — 8.2 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 8.2).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 17.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Modak Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Consumer, Banking, Debit Cards, Kids, Allowance, Personal Finance, Mobile App

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/modak/). Scores are computed from the provider's own public artifacts under a published rubric.