# Mimo

**Canonical:** https://apis.io/providers/mimo/  
**Website:** https://www.mimohq.com  
**APIs profiled:** 0

Mimo (short for "Money In, Money Out") is a London- and Stockholm-based B2B fintech that gives small and medium-sized businesses a single platform to manage, understand and control their cash flow. Founded in 2023, Mimo bundles supplier payments, invoice collection, multi-currency accounts, access to working capital and automated bookkeeping, and has grown to offer an AI "Associate" that automates recurring accounting workflows such as financial close, bank reconciliation, accounts payable and payroll for finance teams and accounting firms. Mimo integrates with accounting tools such as Xero. It is backed by Northzone, Seedcamp, Cocoa Ventures, Project A and others, and has secured a $125M+ embedded-funding partnership with Froda. This profile is a company record in the API Evangelist network; Mimo currently publishes no public developer API surface.

## Kin Score — 12.5 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 12.5).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 38.2 |
| Access Clarity | 38.2 |

Regulatory layer — **Payments**: 21.9 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Mimo Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Fintech, Payments, Cash Flow Management, Accounting, Bookkeeping, SMB, B2B

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/mimo/). Scores are computed from the provider's own public artifacts under a published rubric.