# Milo Credit

**Canonical:** https://apis.io/providers/milo-credit/  
**Website:** https://www.milo.io/  
**APIs profiled:** 0

Milo (formerly Milo Credit) is a Miami-based financial technology company and licensed mortgage lender that pioneered crypto-backed lending. Milo lets cryptocurrency holders access cash or finance U.S. real estate without selling their digital assets, offering crypto-backed mortgages with up to 100% financing, self-custody mortgages, and crypto-backed loans funded in as little as 24 hours, with rates starting around 7%. The company was an early portfolio investment of QED Investors and operates as a consumer-facing lending platform rather than a developer/API-first company. As of this enrichment pass Milo publishes no public API, developer portal, SDKs, or API documentation; its public surface is a consumer web application (app.milo.io), a marketing site, a blog, an FAQ, and a hosted trust/security center. This profile is maintained in the API Evangelist network as a company record.

## Kin Score — 14.8 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 14.8).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 42.1 |
| Access Clarity | 42.1 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Milo Credit Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Fintech, Lending, Mortgages, Cryptocurrency, Crypto-Backed Loans, Real-Estate, Consumer Finance

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/milo-credit/). Scores are computed from the provider's own public artifacts under a published rubric.