# Microbilt

**Canonical:** https://apis.io/providers/microbilt/  
**Website:** https://microbilt.com/  
**APIs profiled:** 2

Microbilt is a company surfaced via the API Evangelist harvest backlog (source: g2-catalog) and added to the network as a stub for full-pipeline profiling.

## Kin Score — 22.3 / 100 (emerging)

Scored 2026-10-23 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 46.4 |
| Contract Quality | 21.8 |
| Contract Governance | 22.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 33.3 |
| Access Clarity | 10.5 |

Regulatory layer — **Horizontal (data, software, accessibility, platform)**: 20.6 (matched via fallback).

## Agent readiness — 25.2 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | distinct |

## APIs (2)

- **Microbilt API** — Microbilt provides various verification APIs such as Bank Account Verification, as listed on their developer portal.
- **Microbilt API** — Microbilt API as documented publicly: 4 operations. Contract generated from the documentation by API Evangelist (2026-10-20); not the provider's own document.

## Security (2)

- **Microbilt Authentication** — 1 scheme
- **Microbilt Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Credit Decisioning, Identity Verification, Background Screening, Business Credentialing, Risk Management, Alternative Credit Data, Compliance

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/microbilt/). Scores are computed from the provider's own public artifacts under a published rubric.