# MFellows

**Canonical:** https://apis.io/providers/mfellows/  
**Website:** https://moneyfellows.com  
**APIs profiled:** 0

Money Fellows (moneyfellows.com) is an Egyptian fintech that digitizes the traditional rotating savings and credit association (ROSCA, or "gam'eya") into app-based "money circles." Over 8 million users save collectively and access payouts and credit through flexible 6, 10, or 12-month circles, with loan amounts up to 1,200,000 EGP, plus a cashback debit card and goal-based savings. The company is regulated by the Central Bank of Egypt and backed by 500 Global. Money Fellows is a consumer (B2C) mobile-first product and publishes no public developer API, SDKs, or developer portal; the only machine-discoverable surface on the domain is the Umbraco CMS OpenID Connect / OAuth 2.0 member-auth server that backs the marketing website. This profile was surfaced as a 500 Global portfolio lead and enriched by the API Evangelist pipeline.

## Kin Score — 18.7 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+1.1 from 17.6).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 19.0 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Payments**: 54.7 (matched via tags).

## Agent readiness — 8.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## Security (2)

- **Mfellows Authentication** — oauth2/openIdConnect · 2 schemes
- **Mfellows Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Fintech, Financial-Services, Savings, Lending, ROSCA, Payments, Egypt, Mobile, Consumer Finance

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/mfellows/). Scores are computed from the provider's own public artifacts under a published rubric.