# Mercado Pago **Canonical:** https://apis.io/providers/mercado-pago/ **Website:** https://www.mercadopago.com/ **APIs profiled:** 44 Mercado Pago is the payments and financial-services arm of Mercado Libre, Latin America's largest e-commerce and fintech platform. Founded in 2003, it processes a substantial share of LatAm digital payments across Brazil (PIX, Boleto, cards), Argentina, Mexico (SPEI, OXXO), Chile, Colombia, Peru, and Uruguay, with consumer wallet, merchant acquiring, card issuing, lending, and crypto products layered on top. The developer portal at developers.mercadopago.com exposes a deep payments stack — Checkout Pro (hosted), Checkout Bricks (composable web components), Checkout API (full server-side control), Orders API (next-gen checkout), Subscriptions, Payment Links, Point (in-person card readers), and QR payments — backed by REST APIs and official SDKs in Node.js / TypeScript, Python, PHP, Ruby, Java, .NET, Go, iOS, and Android, plus a CLI, an MCP server for AI agents, e-commerce plugins (WooCommerce, VTEX, Tiendanube, Shopify), and an n8n integration. Regional developer portals (.com.ar, .com.br, .com.mx, .com.cl, .com.co, .com.pe, .com.uy) localise docs and pricing per LATAM market. ## Kin Score — 47.9 / 100 (developing) Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.3 from 47.6). | Facet | Score | |---|---| | Discoverability | 68.5 | | Contract Quality | 64.8 | | Governance | 28.8 | | Contract Governance | 28.8 | | Operational Transparency | 50.0 | | Developer Ergonomics | 38.1 | | Commercial Clarity | 28.9 | | Access Clarity | 28.9 | Regulatory layer — **Payments**: 42.2 (matched via tags). ## Agent readiness — 32.4 (agent-aware) | Dimension | Value | |---|---| | Spec Presence | yes | | Agentic Access | derived | | Reversibility Documented | documented | | MCP Server | no | | Auth Clarity | yes | | Idempotency | no | | Error Semantics | no | | OpenAPI Examples | no | | Rate Limit Signal | documented | | Event Surface Described | derived | | Agent Skills | no | | Well Known Catalog | no | | Consent Identity | no | | Agent Card | no | | Dry Run Mode | no | ## Access Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high). ## APIs (44) - **Mercado Pago Checkout Pro** — Hosted, pre-configured checkout experience. Merchants create a preference via API, then redirect the buyer to a Mercado Pago hosted page that handles UI, payment-method selectio... - **Mercado Pago Checkout Bricks** — Composable web components ("bricks") merchants embed in their own UI — card form, wallet, payment-method picker, status screen, security code. Lets merchants assemble a branded ... - **Mercado Pago Checkout API** — Full server-side checkout control. Tokenise cards client-side, create a payment server-side, manage 3DS challenges, handle capture, refund, and installments — all without redire... - **Mercado Pago Orders API** — Next-generation unified Orders API consolidating payments, captures, refunds, and transactions under a single resource. Supports multi-method orders, partial captures, partial r... - **Mercado Pago Subscriptions API** — Recurring payment subscriptions (preapproval) with scheduling, shared plans, free trial, proration, and pause / resume / cancel. Supports both subscription plans (preapproval_pl... - **Mercado Pago Payment Links API** — No-code / low-code link generation for collecting a one-off or recurring payment via shareable URL or button — SMS, WhatsApp, email, social. - **Mercado Pago Customers & Cards API** — Manage stored customers and tokenised cards for one-click and recurring payments. CRUD for customers, addresses, and card tokens. - **Mercado Pago Merchant Orders API** — Aggregate a preference + its payments into a single merchant_order resource for reconciliation, multi-payment handling, and order lifecycle. - **Mercado Pago Point API (POS)** — Integrates merchant systems with Mercado Pago Point card readers for in-person payments. Push an amount to a paired terminal, manage stores, points-of-sale, and terminals, and r... - **Mercado Pago QR API** — Static and dynamic QR code APIs for in-person collection, with order-linked status retrieval and webhook callbacks. Underpins the Mercado Pago wallet QR pay flow. - **Mercado Pago Chargebacks API** — Retrieve and respond to chargebacks, including dispute reason codes and lifecycle states. - **Mercado Pago Claims & Disputes API** — Post-sale claims, mediations, evidence upload, messages, and notification retrieval for resolving buyer disputes. - **Mercado Pago Reports API** — Generate, configure, and download release / settlement / account-money reports for reconciliation and accounting. - **Mercado Pago OAuth 2.0 API** — OAuth 2.0 authorisation-code flow for platform integrations: marketplaces and partners obtain delegated access tokens on behalf of merchants. - **Mercado Pago Webhooks / Notifications** — Event-driven notifications for payments, refunds, chargebacks, subscriptions, merchant orders, and account changes. Webhooks are signed with an x-signature header so receivers c... - **Mercado Pago Node.js SDK** — Official Node.js / TypeScript SDK wrapping the Mercado Pago REST APIs for payments, preferences, subscriptions, customers, cards, and merchant orders. - **Mercado Pago Python SDK** — Official Python SDK wrapping the Mercado Pago REST APIs. - **Mercado Pago PHP SDK** — Official PHP SDK wrapping the Mercado Pago REST APIs. Used by the WooCommerce plugin and most LATAM PHP merchant stacks. - **Mercado Pago Ruby SDK** — Official Ruby SDK wrapping the Mercado Pago REST APIs. - **Mercado Pago Java SDK** — Official Java SDK wrapping the Mercado Pago REST APIs. - **Mercado Pago .NET SDK** — Official .NET / C# SDK wrapping the Mercado Pago REST APIs. - **Mercado Pago Go SDK** — Official Go SDK for the Mercado Pago REST APIs. - **Mercado Pago iOS SDK** — Official iOS / Swift mobile SDK providing card tokenisation, hosted payment screens, and Checkout integration for native iOS apps. - **Mercado Pago Android SDK** — Official Android / Kotlin mobile SDK for tokenisation, payment screens, and Checkout integration in native Android apps. - **Mercado Pago CLI** — Command-line interface for managing Mercado Pago integrations: trigger test events, inspect webhook deliveries, scaffold sample apps, and run local listeners. Distributed via a ... - **Mercado Pago MCP Server** — Model Context Protocol server exposing Mercado Pago APIs as tools for AI agents and IDE assistants. Enables agent-driven payment, preference, and checkout workflows from Anthrop... - **Mercado Pago WooCommerce Plugin** — Official WooCommerce gateway plugin enabling Mercado Pago Checkout Pro, Bricks, and Checkout API payment methods in WordPress stores. - **Mercado Pago n8n Node** — Official n8n workflow automation node for orchestrating Mercado Pago operations alongside other SaaS apps. - **Mercado Pago Authentication API** — OAuth 2.0 authorisation flows - **Mercado Pago Cards API** — Tokenised customer cards - **Mercado Pago Chargebacks API** — Read chargebacks and disputes - **Mercado Pago Claims API** — Buyer claims, mediations, and evidence - **Mercado Pago Customers API** — Stored customers and addresses - **Mercado Pago Merchant Orders API** — Aggregated preference + payments order resource - **Mercado Pago Orders API** — Unified Orders API (next-generation checkout) - **Mercado Pago Payment Methods API** — Discover available payment methods - **Mercado Pago Payments API** — Create, capture, refund, and search payments - **Mercado Pago Plans API** — Subscription plans - **Mercado Pago Point API** — In-person POS (stores, terminals) - **Mercado Pago Preferences API** — Checkout Pro preferences - …and 4 more, listed in full on the page. ## Agentic access (1) - **Mercado Pago Agentic Access** — 60 operations · 31 acting ## Security (2) - **Mercado Pago Authentication** — http/oauth2 · 2 schemes - **Mercado Pago Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC ## Plans (1) - **Mercado Pago Plans Pricing** ## Tags Payments, Checkout, Subscription, Point-of-Sale, QR, Pix, SDK, Wallets, Acquiring, Lending, Issuing, Latin America, Brazil, Argentina, Mexico, Chile, Colombia, Peru, Uruguay, Fintech --- Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/mercado-pago/). Scores are computed from the provider's own public artifacts under a published rubric.