# Matic

**Canonical:** https://apis.io/providers/matic/  
**Website:** https://matic.com  
**APIs profiled:** 0

Matic is a digital insurance marketplace and independent insurance agency that lets consumers compare and buy home, auto, pet, umbrella, jewelry and other personal-lines insurance from a network of 60+ A-rated carriers in one place. Founded in 2014 and headquartered in Columbus, Ohio, Matic is best known for its embedded-insurance model: it integrates insurance shopping into the digital experiences of mortgage lenders, servicers, banks and other financial-services partners so borrowers and account holders can obtain coverage at the point of need. Matic is a licensed agency operating in all 50 states and is backed by investors including Anthemis. It was added to the API Evangelist network as a portfolio-lead stub; this enrichment pass confirms Matic operates as a consumer-facing insurance marketplace with a partner/embedded-insurance business but no publicly documented developer API surface.

## Kin Score — 15.6 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+1.1 from 14.5).

| Facet | Score |
|---|---|
| Discoverability | 61.1 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 26.3 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Insurance**: 30.3 (matched via tags).

## Agent readiness — 2.6 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Matic Domain Security** — TLSv1.3 · HSTS · DMARC
- **Matic Vulnerability Disclosure** — security.txt · contact published

## Tags

Company, Insurance, Insurtech, Embedded Insurance, Personal Lines, Home Insurance, Auto Insurance, Marketplace, Financial-Services

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/matic/). Scores are computed from the provider's own public artifacts under a published rubric.