# Marqeta **Canonical:** https://apis.io/providers/marqeta/ **Website:** https://www.marqeta.com/ **APIs profiled:** 81 Marqeta is a modern card-issuing and embedded-finance platform. The Core API is a large RESTful surface covering cards, users, businesses, GPA orders, KYC/KYB, fee transfer, transactions, real-time decisioning, MCC groups, programs, and webhooks. The Diva (Digital Wallets, Tokenization, 3DS) API extends the Core API. ## Kin Score — 46.3 / 100 (developing) Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 46.3). | Facet | Score | |---|---| | Discoverability | 50.0 | | Contract Quality | 74.3 | | Governance | 11.4 | | Contract Governance | 11.4 | | Operational Transparency | 50.0 | | Developer Ergonomics | 14.3 | | Commercial Clarity | 42.1 | | Access Clarity | 42.1 | Regulatory layer — **Payments**: 56.3 (matched via tags). ## Agent readiness — 45.3 (agent-ready) | Dimension | Value | |---|---| | Spec Presence | yes | | Agentic Access | derived | | Reversibility Documented | verified | | MCP Server | no | | Auth Clarity | yes | | Idempotency | no | | Error Semantics | verified | | OpenAPI Examples | partial | | Rate Limit Signal | documented | | Event Surface Described | derived | | Agent Skills | no | | Well Known Catalog | no | | Consent Identity | no | | Agent Card | no | | Dry Run Mode | no | ## Access Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high). ## APIs (81) - **Marqeta Webhooks** — Outbound HTTP webhook delivery for card events, authorization requests, advice messages, transactions, and account events. - **Marqeta Risk Controller / Real-Time Decisioning** — Synchronous webhook-style HTTP endpoint customers expose for Marqeta to call during card authorization for approve/decline decisions. - **Marqeta accepted countries API** — The accepted countries API from Marqeta — 2 operation(s) for accepted countries. - **Marqeta Account API** — The Account API from Marqeta — 2 operation(s) for account. - **Marqeta Account Bundle Transitions API** — The Account Bundle Transitions API from Marqeta — 2 operation(s) for account bundle transitions. - **Marqeta Account Cards API** — // Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] Use the account cards endpoints to create and retrieve credit cards that can... - **Marqeta Account Documents API** — The Account Documents API from Marqeta — 3 operation(s) for account documents. - **Marqeta account holder groups API** — The account holder groups API from Marqeta — 2 operation(s) for account holder groups. - **Marqeta Account Refunds API** — // Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] Use the account refunds endpoints to create and retrieve account refunds on ... - **Marqeta Account Rewards API** — // Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] Use the `/credit/accounts/{account_token}/rewards` endpoint to create a one-... - **Marqeta Account Signup Bonus API** — The Account Signup Bonus API from Marqeta — 1 operation(s) for account signup bonus. - **Marqeta Account Transitions API** — // Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] Use the account transitions endpoints to create and retrieve account transit... - **Marqeta Accounts API** — The Accounts API from Marqeta — 1 operation(s) for accounts. - **Marqeta AccountUsers API** — The AccountUsers API from Marqeta — 1 operation(s) for accountusers. - **Marqeta Adjustments API** — // Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] Use the adjustments endpoints to create and retrieve account adjustments on ... - **Marqeta Admin API** — The Admin API from Marqeta — 5 operation(s) for admin. - **Marqeta auth controls API** — The auth controls API from Marqeta — 4 operation(s) for auth controls. - **Marqeta auto reloads API** — The auto reloads API from Marqeta — 2 operation(s) for auto reloads. - **Marqeta Balance Refunds API** — // Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] Use the credit balance refunds endpoint to issue a credit balance refund on ... - **Marqeta bank transfers API** — The bank transfers API from Marqeta — 4 operation(s) for bank transfers. - **Marqeta bulk issuances API** — The bulk issuances API from Marqeta — 2 operation(s) for bulk issuances. - **Marqeta Bundles API** — // Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] The bundles feature on Marqeta's credit platform enables you to create and m... - **Marqeta business transitions API** — The business transitions API from Marqeta — 3 operation(s) for business transitions. - **Marqeta businesses API** — The businesses API from Marqeta — 10 operation(s) for businesses. - **Marqeta Card Group API** — The Card Group API from Marqeta — 2 operation(s) for card group. - **Marqeta card products API** — The card products API from Marqeta — 2 operation(s) for card products. - **Marqeta card transitions API** — The card transitions API from Marqeta — 3 operation(s) for card transitions. - **Marqeta cardholder balances API** — The cardholder balances API from Marqeta — 3 operation(s) for cardholder balances. - **Marqeta cards API** — The cards API from Marqeta — 11 operation(s) for cards. - **Marqeta chargebacks API** — The chargebacks API from Marqeta — 9 operation(s) for chargebacks. - **Marqeta commando modes API** — The commando modes API from Marqeta — 4 operation(s) for commando modes. - **Marqeta Credit Account Disputes API** — // Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] Use the credit account disputes endpoints to create and manage disputes on a... - **Marqeta Credit Accounts API** — // Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] Use the credit accounts endpoints to create and manage accounts on Marqeta's... - **Marqeta Credit Products API** — // Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] [IMPORTANT] This feature is deprecated and replaced by credit product polici... - **Marqeta Credit Substatuses API** — // Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] Credit substatuses can be applied to credit accounts or credit account holde... - **Marqeta Delinquency API** — // Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] Use the delinquency endpoints to retrieve details on a credit account's deli... - **Marqeta Depositaccounts API** — The Depositaccounts API from Marqeta — 1 operation(s) for depositaccounts. - **Marqeta Digital Wallets Management API** — // Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] The Marqeta platform facilitates the use of digital wallets for storing toke... - **Marqeta direct deposit accounts API** — The direct deposit accounts API from Marqeta — 9 operation(s) for direct deposit accounts. - **Marqeta direct deposits API** — The direct deposits API from Marqeta — 5 operation(s) for direct deposits. - …and 41 more, listed in full on the page. ## Agentic access (1) - **Marqeta Agentic Access** — 436 operations · 204 acting · 12 human-in-the-loop ## Security (4) - **Marqeta Authentication** — http · 1 scheme - **Marqeta Domain Security** — TLSv1.3 · HSTS · DMARC - **Marqeta Vulnerability Disclosure** — Bugcrowd - **Marqeta Trust Center** — SOC 2, ISO 27001, PCI DSS, GDPR ## Plans (1) - **Marqeta Plans Pricing** ## Tags Fintech, Backend-as-a-Service, Card Issuing, Payments, Embedded Finance --- Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/marqeta/). Scores are computed from the provider's own public artifacts under a published rubric.