# Mambu

**Canonical:** https://apis.io/providers/mambu/  
**Website:** https://www.mambu.com/  
**APIs profiled:** 1

Mambu is a SaaS cloud banking platform — a composable, API-first core banking engine that financial institutions use to build and run lending, deposit, payment, and Islamic banking products. Banks, neobanks, fintechs, lenders, and non-financial brands (telcos, retailers) use Mambu to modernize legacy cores and launch products faster, operating across 65+ countries and serving 230M+ end users. Mambu exposes a REST API v2 (with separate Payments, Streaming, and Audit Trail APIs), customizable webhooks, and a resumable event-streaming surface, secured with HTTPS Basic auth or apikey headers and supporting Idempotency-Key for safe writes.

## Kin Score — 38.0 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 38.0).

| Facet | Score |
|---|---|
| Discoverability | 87.0 |
| Contract Quality | 45.1 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 34.2 |
| Developer Ergonomics | 50.0 |
| Commercial Clarity | 10.5 |
| Access Clarity | 10.5 |

Regulatory layer — **Banking & Open Finance**: 26.6 (matched via tags).

## Agent readiness — 37.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | yes |
| Idempotency | documented |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Mambu API v2** — Mambu's REST API v2 for core banking — clients, loan accounts, deposit accounts, transactions, and related resources. Tenant-scoped host, HTTPS Basic or apikey auth, Idempotency...

## MCP servers (1)

- **Mambu MCP Server**

## Security (2)

- **Mambu Authentication** — http/apiKey · 2 schemes
- **Mambu Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Fintech, Banking, Core Banking, Lending, Deposits, Payments, Software-as-a-Service, Embedded Finance, Banking as a Service

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/mambu/). Scores are computed from the provider's own public artifacts under a published rubric.