# Linker Finance

**Canonical:** https://apis.io/providers/linker-finance/  
**Website:** https://linkerfinance.com/  
**APIs profiled:** 0

Linker Finance Inc is a US financial technology company providing a digital banking and CRM platform for community and regional retail and commercial banks. Its platform covers digital account opening with embedded KYC and fraud checks, business and commercial onboarding with KYB, AML and beneficial-owner KYC, retail digital banking, and commercial banking features including positive pay, treasury management, remote deposit capture, team management and payment approvals. The platform runs on AWS, ships as responsive web plus native iOS and Android apps published under the bank's own app store accounts, and integrates with bank core systems directly or through integration partners. Linker Finance is a certified PREMIUM partner on the Fiserv AppMarket. Backed by Techstars and Alloy Labs, the company raised a $5M seed round. It publishes no public developer portal or API; its "API Connectivity" is a partner- and customer-scoped integration capability rather than an open API program.

## Kin Score — 16.6 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 16.6).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 36.8 |
| Access Clarity | 36.8 |

Regulatory layer — **Banking & Open Finance**: 30.4 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Linker Finance Domain Security** — TLSv1.3 · HSTS · DMARC
- **Linker Finance Trust Center** — SOC 2 Type II, PCI

## Tags

Company, Financial-Services, Banking, Digital Banking, Community Banking, Commercial Banking, Account Opening, Onboarding, KYC, KYB, AML, Fraud Prevention, Treasury Management, CRM, Fintech, Software-as-a-Service

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/linker-finance/). Scores are computed from the provider's own public artifacts under a published rubric.